Buy bitcoin with PSE in Colombia
- Status
- Legal
- Currency
- Colombian peso (COP)
- Takes PSE
- 2 exchanges
- Last reviewed
- 2026-08-20
2 of the exchanges we recommend in Colombia take PSE for funding bitcoin purchases. It is the rail local buyers lead with, so it is usually the cheapest and fastest way in.
What is PSE?
PSE, short for Pagos Seguros en Línea, is Colombia's online bank debit button, operated by ACH Colombia and supervised by the Superintendencia Financiera. At checkout you pick your bank, log into your own online banking and authorise a debit from a savings account, current account or electronic deposit, then return to the merchant with a confirmation. More than 35 institutions take part, from Bancolombia, BBVA, Davivienda and Banco de Bogotá to Nequi, Daviplata, Movii and Nu, which makes it the usual way to pay online in pesos from a bank account.
- Speed
- PSE says a transaction takes a maximum of 21 minutes to process.
- Cost
- PSE states that the service is completely free for users and should not generate any charge when you make a transaction.
- Limits
- PSE applies no daily cap of its own, but each bank sets a maximum amount per transaction, which you can adjust in your bank's own portal.
Exchanges that take PSE in Colombia
Ranked as in our Colombia guide. Every payment method shown is verified for this exact exchange and country pairing.
- 1Binance4.2
The largest crypto exchange by volume: the deepest bitcoin liquidity anywhere, the lowest headline spot fee of any major platform, and quarterly proof of reserves, under a settled US case and an independent monitor.
- Fees
- Spot trading starts at 0.1% maker and taker, with a 25% discount for paying fees in BNB. Card purchases and instant buys cost more because a spread and processing fee are added.
- KYC
- Required
- Pay with
- PSE, Credit or debit card, P2P transfers via local banks, Nequi, Daviplata
Buy on BinanceRead the Binance reviewReferral link: signing up is credited to us and may earn a commission, at no extra cost to you. - 4Coinmama3.9
A card-first broker that sends bitcoin straight to your own wallet instead of holding it for you.
- Fees
- A commission that varies by payment method and loyalty tier, plus a processing surcharge on card, Apple Pay, and Google Pay purchases, on top of a quoted price that includes a markup over spot. Bank transfers avoid the card surcharge.
- KYC
- Required
- Pay with
- PSE, Credit or debit card
See the full how-to-buy guide for ColombiaEverything about buying bitcoin with PSE
Watch: buying bitcoin in Colombia
From our YouTube channel @dontgetrekt, also embedded in the full Colombia guide.
Do you need a VPN?
A VPN hides which sites you visit from the network you are on and from your internet provider, which is worth having when you move money over a connection you do not control. It does not get you past an exchange's identity checks: every platform we list verifies who you are no matter where you connect from.
If you want one, the strongest records on our list belong to NordVPN (6 independent no-logs audits, the most of any service we review), Windscribe (its no-logs claim tested in the real world 3 times) and Proton VPN (the most audited service with a free tier).
Other ways to pay in Colombia
Frequently asked questions
Which exchanges accept PSE in Colombia?
Of the 5 exchanges we recommend in Colombia, Binance and Coinmama accept PSE for funding purchases.
Is buying bitcoin with PSE legal in Colombia?
Bitcoin is legal to buy and hold in Colombia, but exchanges remain unregulated: crypto is classified as an intangible asset rather than currency, and it is not legal tender. The Superintendencia Financiera has run pilot programs with exchanges and issued repeated warnings, while Bill 510 of 2025, a licensing framework for virtual asset service providers, passed its first debate in Congress but is not yet law. Until it passes, platforms serving Colombians operate without a local licence.
How long does a PSE deposit take?
PSE says a transaction takes a maximum of 21 minutes to process. That is the rail itself; an exchange may hold a first deposit for longer while it verifies your account.
What does it cost to buy bitcoin with PSE?
PSE states that the service is completely free for users and should not generate any charge when you make a transaction. Any fee the exchange adds on top is separate, and is shown per exchange above.