How to deposit on Coinbase

Our rating: 4.5
Rails: 13
Countries: 62
Review updated: 2026-08-12

Coinbase takes 13 payment rails across the 62 countries we rank it in. The widest: Credit or debit card (62 countries), SEPA transfer (41 countries), SEPA Instant (22 countries).

Every rail, by how far it reaches

Counted from our country guides: a rail is listed here only where at least one country we rank Coinbase in carries it. Each rail opens its own page with the exact countries.

Domestic bank rail

Domestic bank rail on Coinbase: each rail with the number of countries it is offered in.
Rail	Countries	Speed
Faster Payments	1United Kingdom	Payments are processed in near real time and can be sent and received 24 hours a day, seven days a week, so a deposit usually lands within seconds.
iDEAL	1Netherlands	You approve in your bank app and the merchant gets confirmation immediately, so an exchange normally credits the deposit within minutes.
Interac e-Transfer	1Canada	The recipient typically sees the money within minutes or even seconds of accepting it, though routine fraud checks can add delay.
Local bank transfer	1Australia	Instant rails settle in seconds, and the ECB requires euro instant credit transfers to reach the payee within ten seconds, 24 hours a day, 365 days a year, while older batch transfers still take one or two business days.
Open banking payment	1United Kingdom	You approve the payment inside your own banking app, and the transfer normally lands within minutes, though a bank may hold a first payment to a new payee for extra checks.
PayID / Osko	1Australia	Australian Payments Plus says Osko payments arrive in under a minute, 24 hours a day including weekends and public holidays, although a payment can be held for security checks.

SEPA (euro area)

SEPA (euro area) on Coinbase: each rail with the number of countries it is offered in.
Rail	Countries	Speed
SEPA transfer	41Andorra, Austria, Belgium +38	One business day at most for an electronically submitted order, so a Friday evening transfer typically lands on Monday.
SEPA Instant	22Austria, Belgium, Bulgaria +19	Funds must be made available to the recipient within ten seconds of the payment order, at any hour including weekends and public holidays.

ACH (United States)

ACH (United States) on Coinbase: each rail with the number of countries it is offered in.
Rail	Countries	Speed
ACH transfer	1United States	Standard entries normally settle the next banking day, while Same Day ACH has three windows each banking day settling at 1:00 pm, 5:00 pm and 6:00 pm Eastern.

International wire

International wire on Coinbase: each rail with the number of countries it is offered in.
Rail	Countries	Speed
Wire transfer	10American Samoa, Canada, Guam +7	A domestic wire clears the same business day, with Fedwire open from 9pm eastern the previous calendar day until 7pm eastern and closed on weekends and Federal Reserve holidays, while a cross border wire can take several business days.

Card

Card on Coinbase: each rail with the number of countries it is offered in.
Rail	Countries	Speed
Credit or debit card	62American Samoa, Andorra, Argentina +59	Authorisation is real time, so a card deposit normally lands within seconds and rarely takes more than a few minutes.
Carte Bancaire	1Guadeloupe	Authorisation happens in seconds, so the payment is confirmed while you are still on the checkout page.

Local e-wallet

Local e-wallet on Coinbase: each rail with the number of countries it is offered in.
Rail	Countries	Speed
PayPal	1United States	A PayPal payment posts to the recipient's account straight away, while moving money back out to your own bank is either the free standard transfer or a faster Instant Transfer that costs extra.

As published by Coinbase: ACH transfer (US), Debit cards, Wire transfer, SEPA transfer (Europe), PayPal (in supported regions), Apple Pay and Google Pay.

Frequently asked questions

What payment methods does Coinbase accept?

13 rails across the countries we rank it in: Credit or debit card, SEPA transfer, SEPA Instant, Wire transfer, Faster Payments, iDEAL, Interac e-Transfer, Local bank transfer, Open banking payment and PayID / Osko and 3 more. Which of them you can use depends on your country; each rail below lists exactly where it is offered.

Can I deposit by bank transfer on Coinbase?

Yes. SEPA transfer, SEPA Instant, Wire transfer, Faster Payments, iDEAL, Interac e-Transfer, Local bank transfer, Open banking payment, PayID / Osko and ACH transfer are on our record for Coinbase, covering 53 countries between them.

Can I pay by card on Coinbase?

Yes. Credit or debit card and Carte Bancaire are offered in 62 countries we rank Coinbase in. ACH deposits are free in the US; wires and card purchases carry fees.

Does Coinbase take mobile money or e-wallets?

Yes: PayPal, in 1 country. These are local rails, so each one is offered only where the wallet itself operates.