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Montenegro

CEX.IO in Montenegro

Rank in Montenegro
#4 of 4
Bitcoin in Montenegro
Legal
Our rating
4.0
Review updated
2026-08-27

Yes. CEX.IO serves Montenegro and ranks fourth of the 4 exchanges in our Montenegro guide, on fees, security record and local payment support. Here it takes Credit or debit card. Instant card buys carry a processing fee and a premium over the spot price; the spot exchange uses maker-taker pricing that falls with volume. Identity verification is required before purchasing.

Visit CEX.IORead the full CEX.IO review
Rank in Montenegro
#4 of 4
Fees
Maker-taker; card costs more
KYC
Required
Pays with in Montenegro
Credit or debit card
Currency
Euro (EUR)
Headquarters
London, United Kingdom

How to pay on CEX.IO in Montenegro

The deposit rails CEX.IO offers to buyers in Montenegro, from our Montenegro guide reviewed 2026-08-12. Each one links to how that rail works here.

What CEX.IO charges, and what it asks for

Instant card buys carry a processing fee and a premium over the spot price; the spot exchange uses maker-taker pricing that falls with volume.

spread note
Instant buy quotes include a premium over the spot exchange price.
deposit note
Faster Payments, SEPA and ACH deposits are free of charge; card deposits cost 0.49% to 4.99% plus a provider service charge.
withdrawal note
Bitcoin withdrawals pay a network fee. Fiat withdrawals cost 2.99 pounds by Faster Payments, 2.99 euro by SEPA and 5 dollars by ACH.

Identity verification

Required. Identity verification is required before purchasing.

12 costs by action, on the CEX.IO review

CEX.IO's security and regulatory record

6 dated events on our record since 2023, 4 of them breaches, enforcement actions, insolvencies or outages. Newest first.

  1. Outage

    Deposits and trading unavailable in Europe, withdrawals still open

  2. Licence

    Money transmitter licences in 38 states and DC under NMLS 1804170

  3. Licence

    UK entity registered with the FCA under the money laundering rules

  4. Enforcement

    Cut off accounts in India at two days notice

  5. Enforcement

    Removed USDT and DAI for users in the EEA to comply with MiCA

All 6 events with detail and sources, on the review

Every exchange we rank in Montenegro

Ranked by our editorial review of fees, security record and local payment support. Rankings are never sold.

Bitcoin exchanges ranked in Montenegro by our editorial review of fees, security record and local payment support, with the payment methods each one offers here.
#ExchangeRatingFeesID checkPays with
1Binance4.2From 0.1% spot, maker and takerRequiredEuro bank transfer, Credit or debit card, P2P trades in euros
2Kraken4.7From 0.25% maker, 0.40% takerRequiredCredit or debit card
3Coinmama3.9Commission plus card surchargeRequiredEuro bank transfer, Credit or debit card
4CEX.IOThis page4.0Maker-taker; card costs moreRequiredCredit or debit card

Full comparison in the Montenegro guide

Frequently asked questions

Is CEX.IO available in Montenegro?

Yes. CEX.IO ranks fourth of the 4 exchanges in our Montenegro guide, ranked on fees, security record and local payment support. Here it takes Credit or debit card. Our Montenegro guide was last reviewed 2026-08-12 and the CEX.IO review on 2026-08-27.

What payment methods does CEX.IO accept in Montenegro?

In Montenegro, CEX.IO takes Credit or debit card. These are the localized rails from our Montenegro guide, not the platform's global list.

What does CEX.IO charge?

Instant card buys carry a processing fee and a premium over the spot price; the spot exchange uses maker-taker pricing that falls with volume.

Does CEX.IO require identity verification?

Yes. Identity verification is required before purchasing. Our record marks this as the platform's own policy rather than a Montenegro rule, so it applies wherever CEX.IO operates.

Is bitcoin legal in Montenegro?

Bitcoin is legal to buy and hold in Montenegro, but the market is not yet regulated locally. The European Commission has flagged the unregulated crypto sector in its accession reporting, and in September 2025 the government opened public consultation on a draft law aligned with the EU's MiCA regulation, signaling adoption as a priority on the path to membership.

Has CEX.IO had security incidents or regulatory action?

Our record for CEX.IO lists 6 dated events since 2023: 3 enforcement actions, 1 outage and 2 licences. The most recent, on 2026-08-27: Money transmitter licences in 38 states and DC under NMLS 1804170. Each event carries a source on the CEX.IO review.

CEX.IO elsewhere in Europe

CEX.IO ranks in 146 countries on this site. 12 of its 15 Europe pages are linked here; the review lists all of them.

Sources