Buy bitcoin with TED in Brazil
- Status
- Legal
- Currency
- Brazilian real (BRL)
- Takes TED
- 5 exchanges
- Last reviewed
- 2026-08-23
5 of the exchanges we recommend in Brazil take TED for funding bitcoin purchases. It is one of several rails in use here; the full picture is in the Brazil guide.
What is TED?
TED, Transferencia Eletronica Disponivel, is Brazil's same day interbank transfer, instituted by the Banco Central do Brasil in 2002. It moves reais between accounts at different institutions using branch and account numbers, and the sending institution chooses where it settles: the central bank's STR, a real time gross settlement system, or Nuclea's SITRAF, which nets positions across a daily cycle. Pix has taken over most everyday transfers, so TED now matters mainly for larger amounts and for accounts or platforms that still ask for it.
- Speed
- Settlement is gross and in real time, so funds normally land within minutes, but only on business days: the central bank's published STR schedule runs the client transfer message window from 06:30 to 17:30 Brasilia time.
- Cost
- TED is a priority service under CMN Resolution 3.919, so each bank publishes its own per transfer price, and no fee may be charged for internet or self service TED from an account classified as a conta eletronica.
- Limits
- There is no scheme ceiling; banks set their own limits, and an order placed after the cutoff or at a weekend waits for the next business day.
Exchanges that take TED in Brazil
Ranked as in our Brazil guide. Every payment method shown is verified for this exact exchange and country pairing.
- 1Binance4.2
The largest crypto exchange by volume: the deepest bitcoin liquidity anywhere, the lowest headline spot fee of any major platform, and quarterly proof of reserves, under a settled US case and an independent monitor.
- Fees
- Spot trading starts at 0.1% maker and taker, with a 25% discount for paying fees in BNB. Card purchases and instant buys cost more because a spread and processing fee are added.
- KYC
- Required
- Pay with
- Pix, TED, Credit or debit card, Apple Pay, Google Pay
Buy on BinanceRead the Binance reviewReferral link: signing up is credited to us and may earn a commission, at no extra cost to you. - 2
Latin America's largest exchange, licensed by the central bank as a payment institution, with free real deposits and withdrawals.
- Fees
- Trading is tiered from 0.015 percent to 0.7 percent by volume. Real deposits and withdrawals are free, with a one real minimum.
- KYC
- Required
- Pay with
- Pix, TED
- 3Foxbit4.1
Long-running Brazilian exchange with a flat 0.25 percent maker fee and no charge to withdraw reais.
- Fees
- A flat 0.25 percent maker and 0.5 percent taker, with no volume ladder. Real withdrawals carry no platform fee.
- KYC
- Required
- Pay with
- Pix, TED
- 5NovaDAX3.7
Brazilian exchange with competitive trading fees and a 1.29 percent charge to withdraw reais, which is where the cost lands.
- Fees
- Trading is tiered from 0.015 percent to 0.7 percent by volume, but withdrawing reais costs 1.29 percent of the amount.
- KYC
- Required
- Pay with
- Pix, TED
cheap to trade, 1.29% to withdraw reais
- 7Coinmama3.9
A card-first broker that sends bitcoin straight to your own wallet instead of holding it for you.
- Fees
- A commission that varies by payment method and loyalty tier, plus a processing surcharge on card, Apple Pay, and Google Pay purchases, on top of a quoted price that includes a markup over spot. Bank transfers avoid the card surcharge.
- KYC
- Required
- Pay with
- Pix, TED, Credit or debit card, Apple Pay, Google Pay
See the full how-to-buy guide for BrazilEverything about buying bitcoin with TED
Watch: how to choose an exchange
We have not filmed a walkthrough for Brazil yet, so this is our general one, from our YouTube channel @dontgetrekt. It also sits on the home page, next to the country search it starts from.
Do you need a VPN?
A VPN hides which sites you visit from the network you are on and from your internet provider, which is worth having when you move money over a connection you do not control. It does not get you past an exchange's identity checks: every platform we list verifies who you are no matter where you connect from.
If you want one, the strongest records on our list belong to NordVPN (6 independent no-logs audits, the most of any service we review), Windscribe (its no-logs claim tested in the real world 3 times) and Proton VPN (the most audited service with a free tier).
Other ways to pay in Brazil
Frequently asked questions
Which exchanges accept TED in Brazil?
Of the 8 exchanges we recommend in Brazil, Binance, Mercado Bitcoin, Foxbit, NovaDAX, Coinmama accept TED for funding purchases.
Is buying bitcoin with TED legal in Brazil?
Bitcoin is fully legal in Brazil. Law No. 14,478 of 2022 created the legal framework for virtual assets, and the Banco Central do Brasil was designated as the market's regulator; its Resolutions 519, 520, and 521, issued in November 2025, established a full licensing regime for virtual asset service providers that took effect the following February, with existing firms required to apply for authorization or wind down. The securities regulator CVM keeps jurisdiction over crypto assets that qualify as securities.
How long does a TED deposit take?
Settlement is gross and in real time, so funds normally land within minutes, but only on business days: the central bank's published STR schedule runs the client transfer message window from 06:30 to 17:30 Brasilia time. That is the rail itself; an exchange may hold a first deposit for longer while it verifies your account.
What does it cost to buy bitcoin with TED?
TED is a priority service under CMN Resolution 3.919, so each bank publishes its own per transfer price, and no fee may be charged for internet or self service TED from an account classified as a conta eletronica. Any fee the exchange adds on top is separate, and is shown per exchange above.