Buy bitcoin with Pix in Brazil
- Status
- Legal
- Currency
- Brazilian real (BRL)
- Takes Pix
- 5 exchanges
- Last reviewed
- 2026-08-23
5 of the exchanges we recommend in Brazil take Pix for funding bitcoin purchases. It is the rail local buyers lead with, so it is usually the cheapest and fastest way in.
What is Pix?
Pix is Brazil's instant payment scheme, created and operated by the Banco Central do Brasil, which settles every transfer through its own SPI infrastructure. It works from any Brazilian bank or payment account, addressed by a Pix key (phone number, email, tax number or random key) or a QR code instead of account details. Participation is mandatory for the larger institutions, so effectively every Brazilian account has it, and it is the standard way to fund a reais balance.
- Speed
- The Pix Regulation defines it as real time, with funds made available to the recipient immediately, and the service runs 24 hours a day every day of the year.
- Cost
- BCB Resolution 19 bans institutions from charging an individual to send a Pix or to receive one as a transfer, while legal entities can be charged and a Pix ordered at a branch or by telephone may carry a fee.
- Limits
- Participants may set Pix limits only on fraud and money laundering grounds, but the Banco Central imposes one default of its own: 1,000 reais on transfers between individuals between 20:00 and 06:00, which a bank has at least 24 hours to act on a request to raise.
Exchanges that take Pix in Brazil
Ranked as in our Brazil guide. Every payment method shown is verified for this exact exchange and country pairing.
- 1Binance4.2
The largest crypto exchange by volume: the deepest bitcoin liquidity anywhere, the lowest headline spot fee of any major platform, and quarterly proof of reserves, under a settled US case and an independent monitor.
- Fees
- Spot trading starts at 0.1% maker and taker, with a 25% discount for paying fees in BNB. Card purchases and instant buys cost more because a spread and processing fee are added.
- KYC
- Required
- Pay with
- Pix, TED, Credit or debit card, Apple Pay, Google Pay
Buy on BinanceRead the Binance reviewReferral link: signing up is credited to us and may earn a commission, at no extra cost to you. - 2
Latin America's largest exchange, licensed by the central bank as a payment institution, with free real deposits and withdrawals.
- Fees
- Trading is tiered from 0.015 percent to 0.7 percent by volume. Real deposits and withdrawals are free, with a one real minimum.
- KYC
- Required
- Pay with
- Pix, TED
On this pairing: free deposits and withdrawals, one real minimum
- 3Foxbit4.1
Long-running Brazilian exchange with a flat 0.25 percent maker fee and no charge to withdraw reais.
- Fees
- A flat 0.25 percent maker and 0.5 percent taker, with no volume ladder. Real withdrawals carry no platform fee.
- KYC
- Required
- Pay with
- Pix, TED
On this pairing: no fee to withdraw reais
- 5NovaDAX3.7
Brazilian exchange with competitive trading fees and a 1.29 percent charge to withdraw reais, which is where the cost lands.
- Fees
- Trading is tiered from 0.015 percent to 0.7 percent by volume, but withdrawing reais costs 1.29 percent of the amount.
- KYC
- Required
- Pay with
- Pix, TED
On this pairing: 1.29 percent to withdraw reais
cheap to trade, 1.29% to withdraw reais
- 7Coinmama3.9
A card-first broker that sends bitcoin straight to your own wallet instead of holding it for you.
- Fees
- A commission that varies by payment method and loyalty tier, plus a processing surcharge on card, Apple Pay, and Google Pay purchases, on top of a quoted price that includes a markup over spot. Bank transfers avoid the card surcharge.
- KYC
- Required
- Pay with
- Pix, TED, Credit or debit card, Apple Pay, Google Pay
See the full how-to-buy guide for BrazilEverything about buying bitcoin with Pix
Watch: how to choose an exchange
We have not filmed a walkthrough for Brazil yet, so this is our general one, from our YouTube channel @dontgetrekt. It also sits on the home page, next to the country search it starts from.
Do you need a VPN?
A VPN hides which sites you visit from the network you are on and from your internet provider, which is worth having when you move money over a connection you do not control. It does not get you past an exchange's identity checks: every platform we list verifies who you are no matter where you connect from.
If you want one, the strongest records on our list belong to NordVPN (6 independent no-logs audits, the most of any service we review), Windscribe (its no-logs claim tested in the real world 3 times) and Proton VPN (the most audited service with a free tier).
Other ways to pay in Brazil
Frequently asked questions
Which exchanges accept Pix in Brazil?
Of the 8 exchanges we recommend in Brazil, Binance, Mercado Bitcoin, Foxbit, NovaDAX, Coinmama accept Pix for funding purchases. Worth knowing before you fund: Mercado Bitcoin, free deposits and withdrawals, one real minimum; Foxbit, no fee to withdraw reais; NovaDAX, 1.29 percent to withdraw reais.
Is buying bitcoin with Pix legal in Brazil?
Bitcoin is fully legal in Brazil. Law No. 14,478 of 2022 created the legal framework for virtual assets, and the Banco Central do Brasil was designated as the market's regulator; its Resolutions 519, 520, and 521, issued in November 2025, established a full licensing regime for virtual asset service providers that took effect the following February, with existing firms required to apply for authorization or wind down. The securities regulator CVM keeps jurisdiction over crypto assets that qualify as securities.
How long does a Pix deposit take?
The Pix Regulation defines it as real time, with funds made available to the recipient immediately, and the service runs 24 hours a day every day of the year. That is the rail itself; an exchange may hold a first deposit for longer while it verifies your account.
What does it cost to buy bitcoin with Pix?
BCB Resolution 19 bans institutions from charging an individual to send a Pix or to receive one as a transfer, while legal entities can be charged and a Pix ordered at a branch or by telephone may carry a fee. Any fee the exchange adds on top is separate, and is shown per exchange above.