PesaLink on Yellow Card
- Our rating
- 4.1
- Offered in
- 1 country
- Type
- Domestic bank rail
- Rail reviewed
- 2026-08-18
- Review updated
- 2026-08-12
Yes. Yellow Card takes PesaLink in Kenya. Transfers settle in real time on a service that runs 24 hours a day, seven days a week, with Bank of Africa Kenya quoting a maximum of 45 seconds per transaction. By reach it is ninth of the 13 rails on our record for Yellow Card; Local bank transfer is offered in more countries.
What PesaLink is
PesaLink is Kenya's bank to bank instant transfer network, operated by Integrated Payment Services Limited, a subsidiary of the Kenya Bankers Association, and live since 2017. It moves shillings directly between accounts at participating banks and other institutions connected to the network, reached from mobile and internet banking. It exists so that a bank customer can pay another bank customer without routing the money through a mobile money wallet first.
- Speed
- Transfers settle in real time on a service that runs 24 hours a day, seven days a week, with Bank of Africa Kenya quoting a maximum of 45 seconds per transaction.
- Cost of the rail
- Each bank publishes its own PesaLink tariff, typically a flat fee that steps up in bands with the amount; Bank of Africa Kenya charges nothing up to 1,000 shillings, rising to 200 shillings at the top band.
- Limits
- Bank of Africa Kenya caps a single PesaLink transfer at 999,999 shillings, with its tariff bands starting at 10 shillings, and other participating banks publish their own limits.
Where Yellow Card offers PesaLink
Each country opens the Yellow Card page for that market, with its rank there and every rail it takes. The number is Yellow Card's rank in that country's guide.
Africa (1)
KenyaWhat PesaLink costs on Yellow Card
Local bank transfer and mobile money deposits are typically free.
Other ways to pay on Yellow Card
12 other rails at least one country we rank Yellow Card in uses, widest reach first.
Frequently asked questions
Does Yellow Card accept PesaLink?
Yes, in Kenya. By reach it is ninth of the 13 rails on our record for Yellow Card; Local bank transfer is offered in more countries. Support is decided market by market, so the country pages linked here are the exact list.
In which countries can I use PesaLink on Yellow Card?
Kenya, from our country guides reviewed between 2026-08-20 and 2026-08-20.
How long does a PesaLink deposit take on Yellow Card?
Transfers settle in real time on a service that runs 24 hours a day, seven days a week, with Bank of Africa Kenya quoting a maximum of 45 seconds per transaction. That describes the rail itself; Yellow Card may hold a first deposit for longer while it verifies your account.
What does PesaLink cost on Yellow Card?
Each bank publishes its own PesaLink tariff, typically a flat fee that steps up in bands with the amount; Bank of Africa Kenya charges nothing up to 1,000 shillings, rising to 200 shillings at the top band. On Yellow Card's side: Local bank transfer and mobile money deposits are typically free.
Are there limits on PesaLink deposits?
Bank of Africa Kenya caps a single PesaLink transfer at 999,999 shillings, with its tariff bands starting at 10 shillings, and other participating banks publish their own limits. Any limit Yellow Card applies on top is set per account tier and shown inside the platform.