MTN MoMo on Yellow Card
- Our rating
- 4.1
- Offered in
- 8 countries
- Type
- Mobile money
- Rail reviewed
- 2026-08-18
- Review updated
- 2026-08-12
Yes. Yellow Card takes MTN MoMo in 8 of the 20 countries we rank it in, from Benin to Zambia. Transfers between MoMo wallets are effectively instant, so the time goes on reaching an agent to deposit the cash. By reach it is third of the 13 rails on our record for Yellow Card; Local bank transfer is offered in more countries.
What MTN MoMo is
MTN MoMo is the mobile money wallet run by the fintech arm of MTN Group across 14 African markets, including Ghana, Nigeria, Uganda, Cameroon, Rwanda, Zambia and Cote d'Ivoire. Your MTN phone number is the account: you deposit cash with one of its agents, then send money, pay bills and merchants, and withdraw. MTN reported 70.8 million monthly active MoMo users and 1.4 million active agents in the first half of 2026.
- Speed
- Transfers between MoMo wallets are effectively instant, so the time goes on reaching an agent to deposit the cash.
- Cost of the rail
- Depositing onto your own MoMo account is free, while sending and withdrawing are charged in bands that rise with the amount, on a tariff table MTN publishes country by country.
- Limits
- Limits are national: MTN Uganda caps a single transaction at 5,000,000 Ugandan shillings and the wallet balance at 20,000,000, and deducts a government tax on each withdrawal.
Where Yellow Card offers MTN MoMo
Each country opens the Yellow Card page for that market, with its rank there and every rail it takes. The number is Yellow Card's rank in that country's guide.
Benin
Cameroon
Cote d'Ivoire
Ghana
Republic of the Congo
Rwanda
Uganda
ZambiaWhat MTN MoMo costs on Yellow Card
Local bank transfer and mobile money deposits are typically free.
Other ways to pay on Yellow Card
12 other rails at least one country we rank Yellow Card in uses, widest reach first.
Frequently asked questions
Does Yellow Card accept MTN MoMo?
Yes, in 8 of the 20 countries we rank it in, from Benin to Zambia. By reach it is third of the 13 rails on our record for Yellow Card; Local bank transfer is offered in more countries. Support is decided market by market, so the country pages linked here are the exact list.
In which countries can I use MTN MoMo on Yellow Card?
Benin, Cameroon, Cote d'Ivoire, Ghana, Republic of the Congo, Rwanda, Uganda and Zambia, from our country guides reviewed between 2026-08-12 and 2026-08-20.
How long does a MTN MoMo deposit take on Yellow Card?
Transfers between MoMo wallets are effectively instant, so the time goes on reaching an agent to deposit the cash. That describes the rail itself; Yellow Card may hold a first deposit for longer while it verifies your account.
What does MTN MoMo cost on Yellow Card?
Depositing onto your own MoMo account is free, while sending and withdrawing are charged in bands that rise with the amount, on a tariff table MTN publishes country by country. On Yellow Card's side: Local bank transfer and mobile money deposits are typically free.
Are there limits on MTN MoMo deposits?
Limits are national: MTN Uganda caps a single transaction at 5,000,000 Ugandan shillings and the wallet balance at 20,000,000, and deducts a government tax on each withdrawal. Any limit Yellow Card applies on top is set per account tier and shown inside the platform.