Wave on Yellow Card
- Our rating
- 4.1
- Offered in
- 2 countries
- Type
- Mobile money
- Rail reviewed
- 2026-08-18
- Review updated
- 2026-08-12
Yes. Yellow Card takes Wave in 2 of the 20 countries we rank it in: Cote d'Ivoire and Senegal. A transfer between Wave wallets is an app instruction rather than a bank settlement, so it goes through right away; the slow steps are the cash in and cash out, which happen in person at an agent. By reach it is seventh of the 13 rails on our record for Yellow Card; Local bank transfer is offered in more countries.
What Wave is
Wave is a mobile money service whose local entity, Wave Digital Finance, holds an electronic money institution licence from the BCEAO and appears on the central bank's published list of licensed issuers for the WAEMU zone. You keep money in a Wave wallet, top it up in cash at an agent, and then pay or transfer from the app or a QR code. It runs across several West African markets, including Senegal and Cote d'Ivoire, where it is one of the standard ways to move local currency.
- Speed
- A transfer between Wave wallets is an app instruction rather than a bank settlement, so it goes through right away; the slow steps are the cash in and cash out, which happen in person at an agent.
- Cost of the rail
- Wave publishes a flat 1% to send money, and lists deposits, withdrawals and bill payments as free.
Where Yellow Card offers Wave
Each country opens the Yellow Card page for that market, with its rank there and every rail it takes. The number is Yellow Card's rank in that country's guide.
Africa (2)
Cote d'Ivoire
SenegalWhat Wave costs on Yellow Card
Local bank transfer and mobile money deposits are typically free.
Other ways to pay on Yellow Card
12 other rails at least one country we rank Yellow Card in uses, widest reach first.
Frequently asked questions
Does Yellow Card accept Wave?
Yes, in 2 of the 20 countries we rank it in: Cote d'Ivoire and Senegal. By reach it is seventh of the 13 rails on our record for Yellow Card; Local bank transfer is offered in more countries. Support is decided market by market, so the country pages linked here are the exact list.
In which countries can I use Wave on Yellow Card?
Cote d'Ivoire and Senegal, from our country guides reviewed between 2026-08-12 and 2026-08-20.
How long does a Wave deposit take on Yellow Card?
A transfer between Wave wallets is an app instruction rather than a bank settlement, so it goes through right away; the slow steps are the cash in and cash out, which happen in person at an agent. That describes the rail itself; Yellow Card may hold a first deposit for longer while it verifies your account.
What does Wave cost on Yellow Card?
Wave publishes a flat 1% to send money, and lists deposits, withdrawals and bill payments as free. On Yellow Card's side: Local bank transfer and mobile money deposits are typically free.