Yellow Card in Kenya
- Rank in Kenya
- #1 of 4
- Bitcoin in Kenya
- Legal
- Our rating
- 4.1
- Review updated
- 2026-08-12
Yes. Yellow Card serves Kenya and ranks first of the 4 exchanges in our Kenya guide, on fees, security record and local payment support. Here it takes M-Pesa, PesaLink and Airtel Money; M-Pesa is the rail local buyers lead with. Posted trading fees are low or zero; the cost sits in a spread built into the quoted buy and sell prices. Identity verification is required, with requirements varying by country.
How to pay on Yellow Card in Kenya
The deposit rails Yellow Card offers to buyers in Kenya, from our Kenya guide reviewed 2026-08-20. Each one links to how that rail works here.
What Yellow Card charges, and what it asks for
Posted trading fees are low or zero; the cost sits in a spread built into the quoted buy and sell prices. Local deposits by bank transfer or mobile money are typically free.
- spread note
- Buy and sell quotes include a spread over the market rate; posted trading fees are low or zero.
- deposit note
- Local bank transfer and mobile money deposits are typically free.
- withdrawal note
- Bitcoin withdrawals pay a network fee; local currency payout options vary by country.
Identity verification
Required. Identity verification is required, with requirements varying by country.
Is bitcoin legal in Kenya?
Bitcoin is legal in Kenya and the sector is newly regulated. The Virtual Assets Service Providers Act, 2025, passed by Parliament on October 7, 2025 and in force from November 4, 2025, gives the Central Bank of Kenya and the Capital Markets Authority licensing and supervisory powers over exchanges, brokers, custodians, and stablecoin issuers. Licensing is being phased in under the Virtual Asset Service Providers Regulations, 2026, so check a platform's status before trusting it with large sums.
Every exchange we rank in Kenya
Ranked by our editorial review of fees, security record and local payment support. Rankings are never sold.
| # | Exchange | Rating | Fees | ID check | Pays with |
|---|---|---|---|---|---|
| 1 | Yellow CardThis page | 4.1 | Spread built into the price | Required | M-Pesa, PesaLink, Airtel Money |
| 2 | Luno | 4.0 | Spread on instant buys | Required | M-Pesa, PesaLink, Airtel Money, Credit or debit card |
| 3 | Binance | 4.2 | From 0.1% spot, maker and taker | Required | PesaLink, Credit or debit card, P2P trades with escrow |
| 4 | CEX.IO | 4.0 | Maker-taker; card costs more | Required | Credit or debit card |
Frequently asked questions
Is Yellow Card available in Kenya?
Yes. Yellow Card ranks first of the 4 exchanges in our Kenya guide, ranked on fees, security record and local payment support. Here it takes M-Pesa, PesaLink and Airtel Money; M-Pesa is the rail local buyers lead with. Our Kenya guide was last reviewed 2026-08-20 and the Yellow Card review on 2026-08-12.
What payment methods does Yellow Card accept in Kenya?
In Kenya, Yellow Card takes M-Pesa, PesaLink and Airtel Money. These are the localized rails from our Kenya guide, not the platform's global list.
What does Yellow Card charge?
Posted trading fees are low or zero; the cost sits in a spread built into the quoted buy and sell prices. Local deposits by bank transfer or mobile money are typically free.
Does Yellow Card require identity verification?
Yes. Identity verification is required, with requirements varying by country. Our record marks this as the platform's own policy rather than a Kenya rule, so it applies wherever Yellow Card operates.
Is bitcoin legal in Kenya?
Bitcoin is legal in Kenya and the sector is newly regulated. The Virtual Assets Service Providers Act, 2025, passed by Parliament on October 7, 2025 and in force from November 4, 2025, gives the Central Bank of Kenya and the Capital Markets Authority licensing and supervisory powers over exchanges, brokers, custodians, and stablecoin issuers.
Yellow Card elsewhere in Africa
Yellow Card ranks in 20 countries on this site. 12 of its 19 Africa pages are linked here; the review lists all of them.
Sources
- CoinDesk: Yellow Card raises $40M to link banks to stablecoin processing
- Disrupt Africa: Yellow Card secures $40M funding
- Central Bank of Kenya: public notice on commencement of the Virtual Assets Service Providers Act, 2025
- Bitcoin Magazine: Kenya signs virtual asset bill into law
- The Star: Kenya's new crypto tax rules shift focus from transactions to platform fees
