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Kenya

Luno in Kenya

Rank in Kenya
#2 of 4
Bitcoin in Kenya
Legal
Our rating
4.0
Review updated
2026-08-12

Yes. Luno serves Kenya and ranks second of the 4 exchanges in our Kenya guide, on fees, security record and local payment support. Here it takes M-Pesa, PesaLink, Airtel Money and Credit or debit card; M-Pesa is the rail local buyers lead with. Instant buys include a spread; the Luno Exchange order book charges lower maker-taker fees. Identity verification is required in every market.

Visit LunoRead the full Luno review
Rank in Kenya
#2 of 4
Fees
Spread on instant buys
KYC
Required
Pays with in Kenya
M-Pesa, PesaLink, Airtel Money +1
Currency
Kenyan shilling (KES)
Headquarters
London, United Kingdom

How to pay on Luno in Kenya

The deposit rails Luno offers to buyers in Kenya, from our Kenya guide reviewed 2026-08-20. Each one links to how that rail works here.

What Luno charges, and what it asks for

Instant buys include a spread; the Luno Exchange order book charges lower maker-taker fees. Deposit costs vary by country and method.

spread note
Instant buys include a spread; the Luno Exchange order book charges lower maker-taker fees.
deposit note
Local deposit methods and costs vary by market; bank transfers are typically low cost.
withdrawal note
Bitcoin withdrawals pay a network fee in active markets; EU customers can no longer withdraw crypto to self-custody and must sell before the wind-down deadline.

Identity verification

Required. Identity verification is required in every market.

Every exchange we rank in Kenya

Ranked by our editorial review of fees, security record and local payment support. Rankings are never sold.

Bitcoin exchanges ranked in Kenya by our editorial review of fees, security record and local payment support, with the payment methods each one offers here.
#ExchangeRatingFeesID checkPays with
1Yellow Card4.1Spread built into the priceRequiredM-Pesa, PesaLink, Airtel Money
2LunoThis page4.0Spread on instant buysRequiredM-Pesa, PesaLink, Airtel Money, Credit or debit card
3Binance4.2From 0.1% spot, maker and takerRequiredPesaLink, Credit or debit card, P2P trades with escrow
4CEX.IO4.0Maker-taker; card costs moreRequiredCredit or debit card

Full comparison in the Kenya guide

Frequently asked questions

Is Luno available in Kenya?

Yes. Luno ranks second of the 4 exchanges in our Kenya guide, ranked on fees, security record and local payment support. Here it takes M-Pesa, PesaLink, Airtel Money and Credit or debit card; M-Pesa is the rail local buyers lead with. Our Kenya guide was last reviewed 2026-08-20 and the Luno review on 2026-08-12.

What payment methods does Luno accept in Kenya?

In Kenya, Luno takes M-Pesa, PesaLink, Airtel Money and Credit or debit card. These are the localized rails from our Kenya guide, not the platform's global list.

What does Luno charge?

Instant buys include a spread; the Luno Exchange order book charges lower maker-taker fees. Deposit costs vary by country and method.

Does Luno require identity verification?

Yes. Identity verification is required in every market. Our record marks this as the platform's own policy rather than a Kenya rule, so it applies wherever Luno operates.

Is bitcoin legal in Kenya?

Bitcoin is legal in Kenya and the sector is newly regulated. The Virtual Assets Service Providers Act, 2025, passed by Parliament on October 7, 2025 and in force from November 4, 2025, gives the Central Bank of Kenya and the Capital Markets Authority licensing and supervisory powers over exchanges, brokers, custodians, and stablecoin issuers.

Luno elsewhere in Africa

Luno ranks in 5 countries on this site. the review lists all of them.

Sources