Buy bitcoin with PesaLink in Kenya

Status: Legal
Currency: Kenyan shilling (KES)
Takes PesaLink: 4 exchanges
Last reviewed: 2026-08-12

4 of the exchanges we recommend in Kenya take PesaLink for funding bitcoin purchases. It is one of several rails in use here; the full picture is in the Kenya guide.

Exchanges that take PesaLink in Kenya

Ranked as in our Kenya guide. Every payment method shown is verified for this exact exchange and country pairing.

1
Yellow Card4.1
Africa's largest licensed crypto on-ramp, spanning more than 20 countries with local bank and mobile money rails.
Fees
Posted trading fees are low or zero; the cost sits in a spread built into the quoted buy and sell prices. Local deposits by bank transfer or mobile money are typically free.
KYC
Required
Pay with
M-Pesa, PesaLink, Airtel Money
Buy on Yellow Card Read the Yellow Card review
2
Luno4.0
A DCG-owned exchange refocused on Africa and Southeast Asia, with a regulatory first in Nigeria.
Fees
Instant buys include a spread; the Luno Exchange order book charges lower maker-taker fees. Deposit costs vary by country and method.
KYC
Required
Pay with
M-Pesa, PesaLink, Airtel Money
Buy on Luno Read the Luno review
3
Binance4.2
The largest crypto exchange by volume: deep liquidity and low fees, operating under a US settlement with mandatory KYC.
Fees
Spot trading starts at 0.1% maker and taker, with a 25% discount for paying fees in BNB. Card purchases and instant buys cost more because a spread and processing fee are added.
KYC
Required
Pay with
PesaLink, Credit or debit card, P2P trades with escrow
Buy on Binance Read the Binance review
4
Paxful3.2Caution
A P2P marketplace with more than 300 payment methods and a federal guilty plea on its record: tread carefully.
Fees
Sellers set their own prices, so the real cost is the premium over spot, which can be large, especially on gift card trades. Marketplace fees mostly fall on sellers and are passed through in the rate.
KYC
Required
Pay with
M-Pesa, PesaLink, Airtel Money
P2P marketplace: verify counterparties and use escrow
Buy on Paxful Read the Paxful review

See the full how-to-buy guide for Kenya Everything about buying bitcoin with PesaLink

Other ways to pay in Kenya

Frequently asked questions

Which exchanges accept PesaLink in Kenya?

Of the 4 exchanges we recommend in Kenya, Yellow Card, Luno, Binance, Paxful accept PesaLink for funding purchases.

Is buying bitcoin with PesaLink legal in Kenya?

Bitcoin is legal in Kenya and the sector is newly regulated. The Virtual Assets Service Providers Act, 2025, passed by Parliament on October 7, 2025 and in force from November 4, 2025, gives the Central Bank of Kenya and the Capital Markets Authority licensing and supervisory powers over exchanges, brokers, custodians, and stablecoin issuers. Licensing is being phased in under the Virtual Asset Service Providers Regulations, 2026, so check a platform's status before trusting it with large sums.