Kraken in Montenegro

Rank in Montenegro: #2 of 4
Bitcoin in Montenegro: Legal
Our rating: 4.7
Review updated: 2026-08-23

Yes. Kraken serves Montenegro and ranks second of the 4 exchanges in our Montenegro guide, on fees, security record and local payment support. Here it takes SEPA transfer and Credit or debit card; SEPA transfer is the rail local buyers lead with. Kraken Pro charges 0.25% maker and 0.40% taker below $10,000 in 30-day volume, falling from there. Identity verification is required to deposit fiat and trade.

Visit Kraken Read the full Kraken review

Rank in Montenegro: #2 of 4
Fees: From 0.25% maker, 0.40% taker
KYC: Required
Pays with in Montenegro: SEPA transfer, Credit or debit card
Currency: Euro (EUR)
Headquarters: San Francisco, United States

How to pay on Kraken in Montenegro

The deposit rails Kraken offers to buyers in Montenegro, from our Montenegro guide reviewed 2026-09-07. Each one links to how that rail works here.

SEPA transfer:: through Openpayd for accounts outside the EEA, 2 EUR fee, 1 EUR minimum

What Kraken charges, and what it asks for

Kraken Pro charges 0.25% maker and 0.40% taker below $10,000 in 30-day volume, falling from there. The simple Buy widget and card purchases include a spread and cost noticeably more.

maker: 0.25% on Kraken Pro below $10,000 in 30-day volume, decreasing at higher tiers
taker: 0.40% on Kraken Pro below $10,000 in 30-day volume, decreasing at higher tiers
spread note: Instant buys through the simple interface include a spread; use Kraken Pro for the published maker-taker rates.
deposit note: ACH and SEPA deposits are free or low cost; card and digital wallet deposits carry processing fees.
withdrawal note: Bitcoin withdrawals carry a small network-based fee; fiat withdrawal costs vary by method and currency.

Identity verification

Required. Identity verification is required to deposit fiat and trade.

7 costs by action, on the Kraken review

Kraken's security and regulatory record

10 dated events on our record since 2020, 6 of them breaches, enforcement actions, insolvencies or outages. Newest first.

2026-06-30Proof of reserves
Latest proof of reserves shows bitcoin backed at 102.9%
2026-04-14Breach
Kraken refuses extortion after two support staff misused internal systems
2025-06-26Licence
Kraken wins a MiCA licence from the Central Bank of Ireland
2025-03-27Resolved
SEC drops its unregistered exchange case against Kraken
2024-08-23Enforcement
Australian court finds Kraken's local operator broke product rules, AUD 8 million penalty

All 10 events with detail and sources, on the review

Is bitcoin legal in Montenegro?

LegalCountry guide reviewed 2026-09-07

Bitcoin is legal to buy and hold in Montenegro, and since March 2025 a crypto-asset service provider based in the country must be entered in the Capital Market Authority's register under Articles 40a to 40r of the anti-money-laundering law before it starts: the register opened on 22 December 2025, the filing fee is EUR 5,000 from 1 July 2026, and the first provider was entered on 31 July 2026. The European Commission has flagged the sector in its accession reporting, and in September 2025 the government opened public consultation on a draft law aligned with the EU's MiCA regulation, but in July 2026 the Ministry of Finance said that law is not in its 2026 work programme. Until it passes there is no domestic licensing regime: register entry is an anti-money-laundering registration rather than an authorisation, and MiCA does not apply in Montenegro.

How to buy bitcoin in Montenegro

Every exchange we rank in Montenegro

Ranked by our editorial review of fees, security record and local payment support. Rankings are never sold.

Bitcoin exchanges ranked in Montenegro by our editorial review of fees, security record and local payment support, with the payment methods each one offers here.
#	Exchange	Rating	Fees	ID check	Pays with
1	Binance	4.2	From 0.1% spot, maker and taker	Required	SEPA transfer, Credit or debit card, P2P trades in euros
2	KrakenThis page	4.7	From 0.25% maker, 0.40% taker	Required	SEPA transfer, Credit or debit card
3	Coinmama	3.9	Commission plus card surcharge	Required	International wire transfer, Credit or debit card
4	CEX.IO	4.0	Maker-taker; card costs more	Required	Credit or debit card

Full comparison in the Montenegro guide

Frequently asked questions

Is Kraken available in Montenegro?

Yes. Kraken ranks second of the 4 exchanges in our Montenegro guide, ranked on fees, security record and local payment support. Here it takes SEPA transfer and Credit or debit card; SEPA transfer is the rail local buyers lead with. Our Montenegro guide was last reviewed 2026-09-07 and the Kraken review on 2026-08-23.

What payment methods does Kraken accept in Montenegro?

In Montenegro, Kraken takes SEPA transfer and Credit or debit card. Worth knowing before you fund: SEPA transfer, through Openpayd for accounts outside the EEA, 2 EUR fee, 1 EUR minimum. These are the localized rails from our Montenegro guide, not the platform's global list.

What does Kraken charge?

Kraken Pro charges 0.25% maker and 0.40% taker below $10,000 in 30-day volume, falling from there. The simple Buy widget and card purchases include a spread and cost noticeably more.

Does Kraken require identity verification?

Yes. Identity verification is required to deposit fiat and trade. Our record marks this as the platform's own policy rather than a rule in Montenegro, so it applies wherever Kraken operates.

Is bitcoin legal in Montenegro?

Has Kraken had security incidents or regulatory action?

Our record for Kraken lists 10 dated events since 2020: 4 enforcement actions, 2 breaches, 2 licences, 1 resolved case and 1 proof-of-reserves attestation. The most recent, on 2026-06-30: Latest proof of reserves shows bitcoin backed at 102.9%. Each event carries a source on the Kraken review.