PayID / Osko on Coinbase
- Our rating
- 4.5
- Offered in
- 1 country
- Type
- Domestic bank rail
- Rail reviewed
- 2026-08-18
- Review updated
- 2026-08-12
Yes. Coinbase takes PayID / Osko in Australia. Australian Payments Plus says Osko payments arrive in under a minute, 24 hours a day including weekends and public holidays, although a payment can be held for security checks. By reach it is tenth of the 13 rails on our record for Coinbase; Credit or debit card is offered in more countries.
What PayID / Osko is
PayID and Osko are the two consumer facing parts of Australia's New Payments Platform, the national real time bank rail operated by Australian Payments Plus. Osko is the service that actually moves money between banks, while PayID is the addressing layer that lets you send to a mobile number, email address, ABN or organisation identifier instead of a BSB and account number. More than 100 banks, credit unions and fintechs support them, and Australian exchanges use them for AUD deposits and withdrawals.
- Speed
- Australian Payments Plus says Osko payments arrive in under a minute, 24 hours a day including weekends and public holidays, although a payment can be held for security checks.
- Cost of the rail
- Pricing is set by your own bank rather than by the scheme, and Australian banks generally do not charge personal customers for an Osko or PayID payment.
- Limits
- Daily and per payment caps come from your own bank, not from the platform, so raise them in your banking app before a large deposit.
Where Coinbase offers PayID / Osko
Each country opens the Coinbase page for that market, with its rank there and every rail it takes. The number is Coinbase's rank in that country's guide.
Oceania (1)
AustraliaWhat PayID / Osko costs on Coinbase
ACH deposits are free in the US; wires and card purchases carry fees.
Other ways to pay on Coinbase
12 other rails at least one country we rank Coinbase in uses, widest reach first.
Frequently asked questions
Does Coinbase accept PayID / Osko?
Yes, in Australia. By reach it is tenth of the 13 rails on our record for Coinbase; Credit or debit card is offered in more countries. Support is decided market by market, so the country pages linked here are the exact list.
In which countries can I use PayID / Osko on Coinbase?
Australia, from our country guides reviewed between 2026-08-23 and 2026-08-23.
How long does a PayID / Osko deposit take on Coinbase?
Australian Payments Plus says Osko payments arrive in under a minute, 24 hours a day including weekends and public holidays, although a payment can be held for security checks. That describes the rail itself; Coinbase may hold a first deposit for longer while it verifies your account.
What does PayID / Osko cost on Coinbase?
Pricing is set by your own bank rather than by the scheme, and Australian banks generally do not charge personal customers for an Osko or PayID payment. On Coinbase's side: ACH deposits are free in the US; wires and card purchases carry fees.
Are there limits on PayID / Osko deposits?
Daily and per payment caps come from your own bank, not from the platform, so raise them in your banking app before a large deposit. Any limit Coinbase applies on top is set per account tier and shown inside the platform.