The lowest spot fees in the US market, offset by a twelve-state coverage gap and a rebuilt post-2023 operation.
A card-friendly exchange licensed across most of the US, but currently closed to deposits and trading in Europe.
CEX.IO rates higher on our rubric: 4.0 against 3.9 for Binance.US.
Every row is from the two reviews as of their review dates, with sources on each. A check marks the side a decidable criterion favours; rows without one are information, not a score.
| Fact | Binance.US | CEX.IO |
|---|---|---|
| Editorial rating | 3.9 | 4.0 (favoured on this row) |
| Published fees | 0% maker, 0.02% taker | Maker-taker; card costs more |
| Maker fee | 0% on every spot pair for every user | Not published |
| Taker fee | 0.02% on most spot pairs, 0.01% on select pairs, with a BNB payment discount on top | Not published |
| Identity verification | Required | Required |
| Bitcoin-only | No | No |
| Payment rails supported | 2 | 6 |
| Countries ranked in | 1 | 146 |
| Ranks first in | 0 | 0 |
| Countries shared | 1 | 1 |
| Security record | No record on file | 6 dated events, 1 incident, latest 2026-08-27 |
| Founded | 2019 | 2013 |
| Headquarters | Not stated | London, United Kingdom |
| Last reviewed | 2026-08-23 | 2026-08-27 |
Each country guide ranks its own roster on published fees, security record and local payment support, so the two can sit in a different order from one country to the next.
| Country | Status | Binance.US ranks | CEX.IO ranks | Comparison |
|---|---|---|---|---|
| United States | Legal | #7 | #8 |
Dated events from each review, newest first: breaches, enforcement actions, licences, audits and proof-of-reserves publications. 1 of the 2 carry no dated record on our reviews yet.
Deposits and trading unavailable in Europe, withdrawals still open
Money transmitter licences in 38 states and DC under NMLS 1804170
UK entity registered with the FCA under the money laundering rules
CEX.IO rates higher on our rubric: 4.0 against 3.9 for Binance.US. The rating weighs published fees, security record and local payment support; the table above sets each beside the other so you can check the score against the facts.
Binance.US: 0% maker, 0.02% taker. CEX.IO: Maker-taker; card costs more. Those are each platform's published headline rates; card purchases and instant-buy widgets cost more than the order book on both, and each review carries the full schedule.
Both are ranked in our guides for United States. Binance.US is ranked in 1 countries in all and CEX.IO in 146; each country guide ranks its own roster, so the two can sit in a different order from one country to the next.
Binance.US carries no dated security record on our review yet, a gap in our records rather than a clean bill. CEX.IO carries 1 incident among 6 dated events, the latest on 2026-08-27: Deposits and trading unavailable in Europe, withdrawals still open. Both reviews list every event with its source.
Binance.US: required; identity verification is required to register and trade.. CEX.IO: required; identity verification is required before purchasing..
The full reviews: Binance.US and CEX.IO, each with its sources, and every exchange we review.
Every other head-to-head Binance.US or CEX.IO appears in.
United States