Buy bitcoin with Havale/EFT in Turkey

Status: Legal
Currency: Turkish lira (TRY)
Takes Havale/EFT: 2 exchanges
Last reviewed: 2026-08-12

2 of the exchanges we recommend in Turkey take Havale/EFT for funding bitcoin purchases. It is the rail local buyers lead with, so it is usually the cheapest and fastest way in.

Exchanges that take Havale/EFT in Turkey

Ranked as in our Turkey guide. Every payment method shown is verified for this exact exchange and country pairing.

1
Binance4.2
The largest crypto exchange by volume: deep liquidity and low fees, operating under a US settlement with mandatory KYC.
Fees
Spot trading starts at 0.1% maker and taker, with a 25% discount for paying fees in BNB. Card purchases and instant buys cost more because a spread and processing fee are added.
KYC
Required
Pay with
Havale/EFT, FAST instant transfer, Credit or debit card
Buy on Binance Read the Binance review
3
Coinmama3.9
A card-first broker that sends bitcoin straight to your own wallet instead of holding it for you.
Fees
A commission that varies by payment method and loyalty tier, plus a processing surcharge on card, Apple Pay, and Google Pay purchases, on top of a quoted price that includes a markup over spot. Bank transfers avoid the card surcharge.
KYC
Required
Pay with
Havale/EFT, FAST instant transfer, Credit or debit card
Buy on Coinmama Read the Coinmama review

See the full how-to-buy guide for Turkey Everything about buying bitcoin with Havale/EFT

Other ways to pay in Turkey

Frequently asked questions

Which exchanges accept Havale/EFT in Turkey?

Of the 4 exchanges we recommend in Turkey, Binance, Coinmama accept Havale/EFT for funding purchases.

Is buying bitcoin with Havale/EFT legal in Turkey?

Buying, holding, and trading bitcoin are legal in Turkey, but using crypto to pay for goods and services has been prohibited since the Central Bank of the Republic of Turkey's regulation took effect on April 30, 2021. A 2024 amendment to the Capital Markets Law brought exchanges under Capital Markets Board licensing as crypto asset service providers, with detailed establishment and operating rules published in March 2025 and substantial minimum capital requirements.