How to deposit on Relai
- Our rating
- 4.5
- Rails
- 3
- Countries
- 39
- Review updated
- 2026-08-12
Relai takes 3 payment rails across the 39 countries we rank it in. The widest: SEPA transfer (39 countries), SEPA Instant (22 countries), Local bank transfer (6 countries). It also lists 3 rails that no country we rank it in uses: Credit or debit card, Apple Pay and Google Pay.
Every rail, by how far it reaches
Counted from our country guides: a rail is listed here only where at least one country we rank Relai in carries it. Each rail opens its own page with the exact countries.
Domestic bank rail
| Rail | Countries | Speed |
|---|---|---|
| Local bank transfer | 6Czech Republic, Hungary, Liechtenstein +3 | Instant rails settle in seconds, and the ECB requires euro instant credit transfers to reach the payee within ten seconds, 24 hours a day, 365 days a year, while older batch transfers still take one or two business days. |
SEPA (euro area)
| Rail | Countries | Speed |
|---|---|---|
| SEPA transfer | 39Andorra, Austria, Belgium +36 | One business day at most for an electronically submitted order, so a Friday evening transfer typically lands on Monday. |
| SEPA Instant | 22Austria, Belgium, Bulgaria +19 | Funds must be made available to the recipient within ten seconds of the payment order, at any hour including weekends and public holidays. |
Listed by Relai, used nowhere we rank it
Relai supports these somewhere, by its own account, but none of the 39 countries we rank it in lists them, so they have no page here.
As published by Relai: SEPA bank transfer, SEPA Instant transfer.
Frequently asked questions
What payment methods does Relai accept?
3 rails across the countries we rank it in: SEPA transfer, SEPA Instant and Local bank transfer. Which of them you can use depends on your country; each rail below lists exactly where it is offered.
Can I deposit by bank transfer on Relai?
Yes. SEPA transfer, SEPA Instant and Local bank transfer are on our record for Relai, covering 39 countries between them.
Can I pay by card on Relai?
Not on our record. None of the rails our country guides list for Relai is a card rail.