Skip to content
buybitcoinsmart
Menu

SEPA transfer on Relai

Our rating
4.5
Offered in
39 countries
Type
SEPA (euro area)
Rail reviewed
2026-08-18
Review updated
2026-08-12

Yes. Relai takes SEPA transfer in 39 of the 39 countries we rank it in, from Andorra to Switzerland. One business day at most for an electronically submitted order, so a Friday evening transfer typically lands on Monday. Of the 3 rails on our record for Relai, it is the one offered in the most countries.

What SEPA transfer is

SEPA transfer is the ordinary euro bank transfer, formally the SEPA Credit Transfer scheme, which is run by the European Payments Council and reaches the 41 countries and territories of the Single Euro Payments Area. You send it from your normal bank account using the recipient's IBAN, and it is the standard way to move euro into an exchange account. It carries euro only, so a payment in any other currency falls outside the scheme and is priced differently by your bank.

Speed
One business day at most for an electronically submitted order, so a Friday evening transfer typically lands on Monday.
Cost of the rail
Set by your own bank rather than by the scheme, and inside the EU and EEA a euro transfer to another SEPA country must cost the same as a domestic one.
Limits
The scheme itself sets no amount cap, but it moves euro only and your own bank applies the daily transfer ceiling and the cut off time that apply to you.

Every exchange that takes SEPA transfer

Where Relai offers SEPA transfer

Each country opens the Relai page for that market, with its rank there and every rail it takes. The number is Relai's rank in that country's guide.

Europe (34)

Africa (2)

Caribbean (2)

South America (1)

What SEPA transfer costs on Relai

Purchases run on SEPA and SEPA Instant bank transfers.

Other ways to pay on Relai

2 other rails at least one country we rank Relai in uses, widest reach first.

Frequently asked questions

Does Relai accept SEPA transfer?

Yes, in 39 of the 39 countries we rank it in, from Andorra to Switzerland. Of the 3 rails on our record for Relai, it is the one offered in the most countries. Support is decided market by market, so the country pages linked here are the exact list.

In which countries can I use SEPA transfer on Relai?

Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France and French Guiana and 27 more, from our country guides reviewed between 2026-08-12 and 2026-08-20.

How long does a SEPA transfer deposit take on Relai?

One business day at most for an electronically submitted order, so a Friday evening transfer typically lands on Monday. That describes the rail itself; Relai may hold a first deposit for longer while it verifies your account.

What does SEPA transfer cost on Relai?

Set by your own bank rather than by the scheme, and inside the EU and EEA a euro transfer to another SEPA country must cost the same as a domestic one. On Relai's side: Purchases run on SEPA and SEPA Instant bank transfers.

Are there limits on SEPA transfer deposits?

The scheme itself sets no amount cap, but it moves euro only and your own bank applies the daily transfer ceiling and the cut off time that apply to you. Any limit Relai applies on top is set per account tier and shown inside the platform.

Sources