Coinmama in New York

In New York: Not available
Bitcoin in New York: Legal
Our rating: 3.9
Review updated: 2026-08-12

Coinmama is not available in New York

Coinmama does not serve residents of this state.

No. Coinmama does not serve residents of New York. Source: coinmama.com, the operator's own page. The 4 exchanges our New York guide does list are below.

Read the full Coinmama review

In New York: Not available
Fees: Commission plus card surcharge
KYC: Required
State licence regime: BitLicense + NY money transmitter license
Money transmitter licence: Required in this state

The operator's own page

This row was verified against Coinmama's published policy rather than written from a third party. The caveat above is carried verbatim from our New York guide.

https://www.coinmama.com/support/restricted-countries-and-states

Bitcoin in New York: the licensing picture

LegalBitLicense + NY money transmitter licenseState guide reviewed 2026-08-23

Bitcoin is legal in New York, but the state operates the most demanding licensing regime in the country. Since June 2015, any company conducting virtual currency business with New York residents has needed a BitLicense from the New York Department of Financial Services under 23 NYCRR Part 200, or a limited purpose trust charter under state banking law, alongside a New York money transmitter license. DFS grants approvals sparingly, which is why several national exchanges simply geofence the state.

New York has no reduced rate for long-term capital gains: bitcoin profits are taxed as ordinary income at some of the highest state rates in the country, and New York City residents owe an additional local income tax on top. Federal capital gains tax applies as well.

How to buy bitcoin in New York

Every exchange listed in New York

The New York roster from our state guide, in its order. Rows carry the payment methods each platform offers in New York, not nationally.

Bitcoin exchanges ranked in New York by our editorial review of fees, security record and local payment support, with the payment methods each one offers here.
#	Exchange	Rating	Fees	ID check	Pays with
1	Coinbase	4.5	Maker-taker on Advanced Trade	Required	ACH transfer, Wire transfer, Debit card, PayPal
2	Gemini	4.4	0.5% + flat fee on easy buys	Required	ACH transfer, Wire transfer, Debit card, Apple Pay, Google Pay, PayPal
3	Swan Bitcoin	4.4	About 0.99% per purchase	Required	ACH transfer, Wire transfer
4	Strike	4.6	Fee shown before you confirm	Required	ACH transfer, Wire transfer, Debit card

Full comparison in the New York guide

Not available in New York

KrakenKraken does not serve residents of this state.
RiverRiver does not currently accept residents of this state.
Binance.USBinance.US does not accept residents of this state.
CoinmamaCoinmama does not serve residents of this state.

Frequently asked questions

Is Coinmama available in New York?

No. Coinmama does not serve residents of New York. Source: coinmama.com, the operator's own page. The 4 exchanges our New York guide does list are below.

What can I use instead of Coinmama in New York?

Our New York guide lists 4 exchanges: Coinbase (maker-taker on Advanced Trade), Gemini (0.5% + flat fee on easy buys), Swan Bitcoin (about 0.99% per purchase) and Strike (fee shown before you confirm). Each has its own New York page linked below.

Is bitcoin legal in New York?

Bitcoin is legal in New York, but the state operates the most demanding licensing regime in the country.

Does New York tax bitcoin gains?

Which exchanges are available in New York?

Coinbase, Gemini, Swan Bitcoin and Strike are listed in our New York guide; Kraken, River, Binance.US and Coinmama are not available to New York residents. Rows marked limited carry a caveat on their own page.

Coinmama by state in the United States

51 state rows from our state guides, 51 of them verified against the operator's own page. Each state opens the Coinmama page for it: availability, the caveat where there is one, the source, and the rails it takes there. Every state compared.