Binance in Finland
- Rank in Finland
- #7 of 7
- Bitcoin in Finland
- Legal
- Our rating
- 4.2
- Review updated
- 2026-08-12
Yes. Binance serves Finland and ranks seventh of the 7 exchanges in our Finland guide, on fees, security record and local payment support. Here it takes SEPA transfer, SEPA Instant, Credit or debit card, Apple Pay and Google Pay; SEPA transfer is the rail local buyers lead with. Spot trading starts at 0.1% maker and taker, with a 25% discount for paying fees in BNB. Identity verification is mandatory for all users; there is no unverified tier.
How to pay on Binance in Finland
The deposit rails Binance offers to buyers in Finland, from our Finland guide reviewed 2026-08-12. Each one links to how that rail works here.
What Binance charges, and what it asks for
Spot trading starts at 0.1% maker and taker, with a 25% discount for paying fees in BNB. Card purchases and instant buys cost more because a spread and processing fee are added.
- maker
- 0.1% at the base tier, falling with 30-day volume and BNB holdings
- taker
- 0.1% at the base tier, falling with 30-day volume and BNB holdings
- spread note
- Instant buy and card purchases include a spread on top of the disclosed fee; the spot order book is the cheap way in.
- deposit note
- SEPA and many local bank transfer methods are free or low cost; card deposits carry a processing fee.
- withdrawal note
- Bitcoin withdrawals charge a network-based fee that varies with congestion.
Identity verification
Required. Identity verification is mandatory for all users; there is no unverified tier.
Binance's security and regulatory record
10 dated events on our record since 2019, 6 of them breaches, enforcement actions, insolvencies or outages. Newest first.
- Licence
Failed to obtain a MiCA licence and stopped serving EU clients
- Licence
Abu Dhabi regulator licensed the main Binance.com platform
- Outage
Pricing failure forced liquidations, 283 million dollars repaid
- Resolved
SEC dropped its 2023 lawsuit against Binance and its founder
- Enforcement
Nigeria held a Binance compliance executive for eight months
Is bitcoin legal in Finland?
Bitcoin is fully legal in Finland. Crypto-asset service providers must be authorised under the EU's MiCA regulation, supervised nationally by the Financial Supervisory Authority (FIN-FSA), and Finland's transitional period for previously registered providers ended on 30 December 2025. Gains on crypto are taxed as capital income, and the Finnish Tax Administration publishes detailed guidance on reporting, so keep records of every purchase and sale.
Every exchange we rank in Finland
Ranked by our editorial review of fees, security record and local payment support. Rankings are never sold.
| # | Exchange | Rating | Fees | ID check | Pays with |
|---|---|---|---|---|---|
| 1 | Bitvavo | 4.5 | 0.15% maker at the base tier | Required | SEPA transfer, SEPA Instant |
| 2 | Relai | 4.5 | Around 1% per purchase | Required | SEPA transfer, SEPA Instant |
| 3 | Kraken | 4.7 | From 0.25% maker, 0.40% taker | Required | SEPA transfer, SEPA Instant, Credit or debit card |
| 4 | Bitpanda | 4.4 | Premium built into the price | Required | SEPA transfer, SEPA Instant, Credit or debit card, Apple Pay, Google Pay |
| 5 | Coinbase | 4.5 | Maker-taker on Advanced Trade | Required | SEPA transfer, SEPA Instant, Credit or debit card |
| 6 | Bitstamp | 4.3 | Maker-taker, falls with volume | Required | SEPA transfer, SEPA Instant, Credit or debit card |
| 7 | BinanceThis page | 4.2 | From 0.1% spot, maker and taker | Required | SEPA transfer, SEPA Instant, Credit or debit card, Apple Pay, Google Pay |
Frequently asked questions
Is Binance available in Finland?
Yes. Binance ranks seventh of the 7 exchanges in our Finland guide, ranked on fees, security record and local payment support. Here it takes SEPA transfer, SEPA Instant, Credit or debit card, Apple Pay and Google Pay; SEPA transfer is the rail local buyers lead with. Our Finland guide was last reviewed 2026-08-12 and the Binance review on 2026-08-12.
What payment methods does Binance accept in Finland?
In Finland, Binance takes SEPA transfer, SEPA Instant, Credit or debit card, Apple Pay and Google Pay. These are the localized rails from our Finland guide, not the platform's global list.
What does Binance charge?
Spot trading starts at 0.1% maker and taker, with a 25% discount for paying fees in BNB. Card purchases and instant buys cost more because a spread and processing fee are added.
Does Binance require identity verification?
Yes. Identity verification is mandatory for all users; there is no unverified tier. Our record marks this as the platform's own policy rather than a Finland rule, so it applies wherever Binance operates.
Is bitcoin legal in Finland?
Bitcoin is fully legal in Finland. Crypto-asset service providers must be authorised under the EU's MiCA regulation, supervised nationally by the Financial Supervisory Authority (FIN-FSA), and Finland's transitional period for previously registered providers ended on 30 December 2025.
Has Binance had security incidents or regulatory action?
Our record for Binance lists 10 dated events since 2019: 1 breach, 4 enforcement actions, 1 outage, 1 proof-of-reserves attestation, 1 resolved case and 2 licences. The most recent, on 2026-06-25: Failed to obtain a MiCA licence and stopped serving EU clients. Each event carries a source on the Binance review.
Binance elsewhere in Europe
Binance ranks in 181 countries on this site. 12 of its 35 Europe pages are linked here; the review lists all of them.
Sources
- DOJ: Binance and CEO plead guilty to federal charges in $4B resolution (Nov 2023)
- Binance proof of reserves
- Binance fee schedule
- Cryptonews: CZ says he will not return to Binance after pardon
- Lightspark: Is crypto legal in Nigeria
- FIN-FSA: registers of supervised entities
- ESMA: Markets in Crypto-Assets Regulation (MiCA)
- Scorechain: Finland under MiCA
