Trust Wallet vs Zengo

Comparing: two wallets
Decided by: Editorial rating
Last reviewed: 2026-08-25

Trust Wallet2.9

Use the phone app, think twice about the extension: an attacker published a malicious build of it on December 24, 2025.

Zengo3.4

The wallet with no seed phrase: two MPC shares replace the private key, which removes one risk and adds a dependency.

Verdict: Zengo

Zengo rates higher on our rubric: 3.4 against 2.9 for Trust Wallet.

Criterion: Editorial rating
Trust Wallet: 2.9
Zengo: 3.4

Trust Wallet and Zengo, fact by fact

Every row is from the two reviews as of their review dates, with sources on each. A check marks the side a decidable criterion favours; rows without one are information, not a score.

Trust Wallet and Zengo compared fact by fact from their reviews; a check marks the side a decidable criterion favours.
Fact	Trust Wallet	Zengo
Editorial rating	2.9	3.4 (favoured on this row)
Status	Available	Available
Made by	Trust Wallet	Zengo
Price	Free download	Free download
Who holds the keys	self-custodial, keys generated on your own device and never held by Trust Wallet	self-custodial MPC, with no seed phrase: one secret share on your phone, one on Zengo's server, never combined
Bitcoin-only	No	No
Runs on	iOS, Android, Browser extension	iOS, Android
Screen	Not stated	Not stated
Connectivity	Not stated	Not stated
Released	2017	2018
Countries on the maker's list	228	No published list
Last reviewed	2026-08-25	2026-08-25

Pros and cons, side by side

Trust Wallet

What works

Keys are generated on your device, and Trust Wallet's terms describe it as non-custodial software rather than an account
The mobile apps were untouched by the December 2025 browser extension compromise
Trust Wallet published a dated timeline that names its own leaked publishing key as the way in
It decided to reimburse affected users voluntarily and put the process in writing
One app holds bitcoin alongside Ethereum, Solana and hundreds of other chains

What to watch

An attacker shipped a malicious build of the Chrome extension directly to users, so installing it means trusting a publishing pipeline that has failed once
Trust Wallet counts 2,520 affected addresses against over 5,000 reimbursement claims, and reviews them case by case with no published deadline
Keys sit on an internet connected phone, so this is a hot wallet: savings belong on a hardware wallet instead
Bitcoin is one chain among hundreds, and the interface is built around tokens and dapps rather than around bitcoin
The Earn feature is unavailable in 33 countries and territories, including the United States, the United Kingdom and most of the European Economic Area

Zengo

What works

No seed phrase exists, so there is nothing to write down, photograph, or be tricked into typing
Two independently created MPC shares, one on your phone and one on Zengo's server, that are never combined
Three factor recovery, with a documented option to register a backup for each of the three
Zengo says its MPC cryptography is open source, audited and peer reviewed
Support is available 24/7 from inside the app, which is rare in self-custody

What to watch

Signing requires Zengo's server, so the wallet depends on the company staying reachable in a way a seed phrase does not
The wallet app itself is closed source; only the cryptography underneath it is published
Recovery runs through your email, your cloud account and a face scan, which is three dependencies instead of one piece of paper
Never hacked and 2+ million wallets are Zengo's own claims on Zengo's own homepage, with no independent confirmation
Mobile only, with no desktop app and no hardware signing

Frequently asked questions

Is Trust Wallet or Zengo better?

Zengo rates higher on our rubric: 3.4 against 2.9 for Trust Wallet. The rating follows the product rubric published on our about page; the rows above set custody, price and platforms side by side so you can check it.

Are Trust Wallet and Zengo free?

Yes, both are free to download. What differs is who holds the keys: Trust Wallet is self-custodial, keys generated on your own device and never held by Trust Wallet; Zengo is self-custodial MPC, with no seed phrase: one secret share on your phone, one on Zengo's server, never combined.

Is Trust Wallet or Zengo bitcoin-only?

Neither: both support assets beyond bitcoin. Trust Wallet: Bitcoin alongside Ethereum, Solana and hundreds of other chains and tokens. Zengo: Bitcoin among 1,000+ assets, including Ethereum, Solana, TRON and stablecoins.

The full reviews: Trust Wallet and Zengo, each with its sources, and every wallet we review.

More comparisons

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