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MetaMask vs Zengo

Comparing
two wallets
Decided by
Editorial rating
Last reviewed
2026-08-25
MetaMask3.0

MetaMask holds real bitcoin since December 15, 2025, but it is still an Ethereum wallet with a BTC address attached.

Zengo3.4

The wallet with no seed phrase: two MPC shares replace the private key, which removes one risk and adds a dependency.

Verdict: Zengo

Zengo rates higher on our rubric: 3.4 against 3.0 for MetaMask.

Criterion
Editorial rating
MetaMask
3.0
Zengo
3.4

MetaMask and Zengo, fact by fact

Every row is from the two reviews as of their review dates, with sources on each. A check marks the side a decidable criterion favours; rows without one are information, not a score.

MetaMask and Zengo compared fact by fact from their reviews; a check marks the side a decidable criterion favours.
FactMetaMaskZengo
Editorial rating3.03.4 (favoured on this row)
StatusAvailableAvailable
Made byConsensysZengo
PriceFree downloadFree download
Who holds the keysself-custodial, keys generated on your device from a 12 word Secret Recovery Phrase Consensys never seesself-custodial MPC, with no seed phrase: one secret share on your phone, one on Zengo's server, never combined
Bitcoin-onlyNoNo
Runs oniOS, Android, Browser extensioniOS, Android
ScreenNot statedNot stated
ConnectivityNot statedNot stated
Released20162018
Countries on the maker's list228No published list
Last reviewed2026-08-252026-08-25

Pros and cons, side by side

MetaMask

What works

  • Native bitcoin support since December 15, 2025, with a BTC address generated for you automatically
  • Swaps from Ethereum, other EVM networks or Solana into bitcoin without leaving the wallet
  • Buying supports debit and credit cards, Apple Pay, PayPal and bank transfer, depending on your region
  • Keys are generated on your device, and Consensys holds nothing it could freeze or reset
  • The extension almost every dapp is tested against, so connections rarely break

What to watch

  • Bitcoin support is native SegWit only: MetaMask's own announcement says Taproot is still to come
  • The app now bundles perpetual futures at up to 50x leverage, prediction markets and tokenized stocks next to your keys
  • Those extra products carry their own eligibility rules, which are separate from the wallet and change without notice
  • A hot wallet in a browser extension or phone app, with no secure element and no offline signing
  • Bitcoin is one chain among many, and the product's center of gravity is Ethereum

Zengo

What works

  • No seed phrase exists, so there is nothing to write down, photograph, or be tricked into typing
  • Two independently created MPC shares, one on your phone and one on Zengo's server, that are never combined
  • Three factor recovery, with a documented option to register a backup for each of the three
  • Zengo says its MPC cryptography is open source, audited and peer reviewed
  • Support is available 24/7 from inside the app, which is rare in self-custody

What to watch

  • Signing requires Zengo's server, so the wallet depends on the company staying reachable in a way a seed phrase does not
  • The wallet app itself is closed source; only the cryptography underneath it is published
  • Recovery runs through your email, your cloud account and a face scan, which is three dependencies instead of one piece of paper
  • Never hacked and 2+ million wallets are Zengo's own claims on Zengo's own homepage, with no independent confirmation
  • Mobile only, with no desktop app and no hardware signing

Frequently asked questions

Is MetaMask or Zengo better?

Zengo rates higher on our rubric: 3.4 against 3.0 for MetaMask. The rating follows the product rubric published on our about page; the rows above set custody, price and platforms side by side so you can check it.

Are MetaMask and Zengo free?

Yes, both are free to download. What differs is who holds the keys: MetaMask is self-custodial, keys generated on your device from a 12 word Secret Recovery Phrase Consensys never sees; Zengo is self-custodial MPC, with no seed phrase: one secret share on your phone, one on Zengo's server, never combined.

Is MetaMask or Zengo bitcoin-only?

Neither: both support assets beyond bitcoin. MetaMask: Ethereum and EVM networks, Solana, Monad and Sei, plus native bitcoin since December 15, 2025. Zengo: Bitcoin among 1,000+ assets, including Ethereum, Solana, TRON and stablecoins.

The full reviews: MetaMask and Zengo, each with its sources, and every wallet we review.

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