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Independent Reserve vs Swyftx

Comparing
two exchanges
Decided by
Editorial rating
Last reviewed
2026-08-23
Independent Reserve4.5

Sydney exchange aimed at serious and self-managed-super buyers, and the first in Australia to publish regular proof-of-reserves attestations.

Swyftx4.4

Brisbane exchange built around free AUD funding and a demo mode, with a 0.6 percent starting fee that falls with volume.

Verdict: Independent Reserve

Independent Reserve rates higher on our rubric: 4.5 against 4.4 for Swyftx.

Criterion
Editorial rating
Independent Reserve
4.5
Swyftx
4.4

Independent Reserve and Swyftx, fact by fact

Every row is from the two reviews as of their review dates, with sources on each. A check marks the side a decidable criterion favours; rows without one are information, not a score.

Independent Reserve and Swyftx compared fact by fact from their reviews; a check marks the side a decidable criterion favours.
FactIndependent ReserveSwyftx
Editorial rating4.5 (favoured on this row)4.4
Published feesFrom 0.5%, free bank fundingFrom 0.6%, free AUD deposits
Maker fee0.50 percent, falling to 0.02 percent across nine volume tiers0.6 percent for regular accounts, falling to 0.1 percent at the top volume tier
Taker fee0.50 percent, falling to 0.02 percent across nine volume tiers0.6 percent for regular accounts, falling to 0.1 percent at the top volume tier
Identity verificationRequiredRequired
Bitcoin-onlyNoNo
Payment rails supported33
Countries ranked in11
Ranks first in00
Countries shared11
Security recordNo record on fileNo record on file
Founded20132018
HeadquartersSydney, New South Wales, AustraliaBrisbane, Queensland, Australia
Last reviewed2026-08-232026-08-23

Where both Independent Reserve and Swyftx are ranked

Each country guide ranks its own roster on published fees, security record and local payment support, so the two can sit in a different order from one country to the next.

Countries whose guide ranks both Independent Reserve and Swyftx, with each platform's position in that guide.
CountryStatusIndependent Reserve ranksSwyftx ranksComparison
AustraliaLegal#5#6Best exchanges there

Frequently asked questions

Is Independent Reserve or Swyftx better?

Independent Reserve rates higher on our rubric: 4.5 against 4.4 for Swyftx. The rating weighs published fees, security record and local payment support; the table above sets each beside the other so you can check the score against the facts.

Which is cheaper, Independent Reserve or Swyftx?

Independent Reserve: From 0.5%, free bank funding. Swyftx: From 0.6%, free AUD deposits. Those are each platform's published headline rates; card purchases and instant-buy widgets cost more than the order book on both, and each review carries the full schedule.

Where can I use both Independent Reserve and Swyftx?

Both are ranked in our guides for Australia. Independent Reserve is ranked in 1 country in all and Swyftx in 1; each country guide ranks its own roster, so the two can sit in a different order from one country to the next.

Has Independent Reserve or Swyftx had a security incident?

Independent Reserve carries no dated security record on our review yet, a gap in our records rather than a clean bill. Swyftx carries no dated security record on our review yet, a gap in our records rather than a clean bill. Both reviews list every event with its source.

Do Independent Reserve and Swyftx require ID verification?

Independent Reserve: required. Swyftx: required.

The full reviews: Independent Reserve and Swyftx, each with its sources, and every exchange we review.

More comparisons

Every other head-to-head Independent Reserve or Swyftx appears in.

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