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CoinJar vs Independent Reserve

Comparing
two exchanges
Decided by
Editorial rating
Last reviewed
2026-08-23
CoinJar4.3

Australia's longest-running exchange, with a consumer app for convenience and a separate order-book exchange where the fees drop to a tenth of it.

Independent Reserve4.5

Sydney exchange aimed at serious and self-managed-super buyers, and the first in Australia to publish regular proof-of-reserves attestations.

Verdict: Independent Reserve

Independent Reserve rates higher on our rubric: 4.5 against 4.3 for CoinJar.

Criterion
Editorial rating
CoinJar
4.3
Independent Reserve
4.5

CoinJar and Independent Reserve, fact by fact

Every row is from the two reviews as of their review dates, with sources on each. A check marks the side a decidable criterion favours; rows without one are information, not a score.

CoinJar and Independent Reserve compared fact by fact from their reviews; a check marks the side a decidable criterion favours.
FactCoinJarIndependent Reserve
Editorial rating4.34.5 (favoured on this row)
Published feesFrom 0.10% on the exchangeFrom 0.5%, free bank funding
Maker feeFrom 0.04 percent on CoinJar Exchange0.50 percent, falling to 0.02 percent across nine volume tiers
Taker feeFrom 0.10 percent on CoinJar Exchange0.50 percent, falling to 0.02 percent across nine volume tiers
Identity verificationRequiredRequired
Bitcoin-onlyNoNo
Payment rails supported33
Countries ranked in11
Ranks first in00
Countries shared11
Security recordNo record on fileNo record on file
Founded20132013
HeadquartersMelbourne, Victoria, AustraliaSydney, New South Wales, Australia
Last reviewed2026-08-232026-08-23

Where both CoinJar and Independent Reserve are ranked

Each country guide ranks its own roster on published fees, security record and local payment support, so the two can sit in a different order from one country to the next.

Countries whose guide ranks both CoinJar and Independent Reserve, with each platform's position in that guide.
CountryStatusCoinJar ranksIndependent Reserve ranksComparison
AustraliaLegal#4#5Best exchanges there

Frequently asked questions

Is CoinJar or Independent Reserve better?

Independent Reserve rates higher on our rubric: 4.5 against 4.3 for CoinJar. The rating weighs published fees, security record and local payment support; the table above sets each beside the other so you can check the score against the facts.

Which is cheaper, CoinJar or Independent Reserve?

CoinJar: From 0.10% on the exchange. Independent Reserve: From 0.5%, free bank funding. Those are each platform's published headline rates; card purchases and instant-buy widgets cost more than the order book on both, and each review carries the full schedule.

Where can I use both CoinJar and Independent Reserve?

Both are ranked in our guides for Australia. CoinJar is ranked in 1 country in all and Independent Reserve in 1; each country guide ranks its own roster, so the two can sit in a different order from one country to the next.

Has CoinJar or Independent Reserve had a security incident?

CoinJar carries no dated security record on our review yet, a gap in our records rather than a clean bill. Independent Reserve carries no dated security record on our review yet, a gap in our records rather than a clean bill. Both reviews list every event with its source.

Do CoinJar and Independent Reserve require ID verification?

CoinJar: required. Independent Reserve: required.

The full reviews: CoinJar and Independent Reserve, each with its sources, and every exchange we review.

More comparisons

Every other head-to-head CoinJar or Independent Reserve appears in.

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