Buy bitcoin with EPS in Austria
- Status
- Legal
- Currency
- Euro (EUR)
- Takes EPS
- 1 exchange
- Last reviewed
- 2026-08-12
One of the exchanges we recommend in Austria takes EPS for funding bitcoin purchases. It is one of several rails in use here; the full picture is in the Austria guide.
What is EPS?
eps, short for e-payment standard, is Austria's online banking payment method. You pick eps at checkout, choose your bank from a central list, and approve a transfer that is already filled in inside your own online banking, so there is no separate wallet or app to register for. The standard was built jointly by the Austrian banks and runs on infrastructure operated by PSA Payment Services Austria, it is supported by the major Austrian banking groups, and over 11,000 Austrian webshops accept it. It is also the usual way to pay Austrian e-government fees.
- Speed
- Your bank sends the merchant an electronic payment confirmation almost immediately, which is why an eps checkout completes in real time.
- Cost
- eps states there are no additional costs for the payer beyond whatever your own bank charges for an ordinary online transfer.
- Limits
- You authorise the payment inside your own online banking, so the ceiling that applies is your bank's own transfer limit rather than one set by eps.
Exchanges that take EPS in Austria
Ranked as in our Austria guide. Every payment method shown is verified for this exact exchange and country pairing.
- 7Binance4.2
The largest crypto exchange by volume: the deepest bitcoin liquidity anywhere, the lowest headline spot fee of any major platform, and quarterly proof of reserves, under a settled US case and an independent monitor.
- Fees
- Spot trading starts at 0.1% maker and taker, with a 25% discount for paying fees in BNB. Card purchases and instant buys cost more because a spread and processing fee are added.
- KYC
- Required
- Pay with
- SEPA transfer, SEPA Instant, EPS, Credit or debit card, Apple Pay, Google Pay
Buy on BinanceRead the Binance reviewReferral link: signing up is credited to us and may earn a commission, at no extra cost to you.
See the full how-to-buy guide for AustriaEverything about buying bitcoin with EPS
Watch: how to choose an exchange
We have not filmed a walkthrough for Austria yet, so this is our general one, from our YouTube channel @dontgetrekt. It also sits on the home page, next to the country search it starts from.
Do you need a VPN?
A VPN hides which sites you visit from the network you are on and from your internet provider, which is worth having when you move money over a connection you do not control. It does not get you past an exchange's identity checks: every platform we list verifies who you are no matter where you connect from.
If you want one, the strongest records on our list belong to NordVPN (6 independent no-logs audits, the most of any service we review), Windscribe (its no-logs claim tested in the real world 3 times) and Proton VPN (the most audited service with a free tier).
Other ways to pay in Austria
Frequently asked questions
Which exchanges accept EPS in Austria?
Of the 7 exchanges we recommend in Austria, Binance accepts EPS for funding purchases.
Is buying bitcoin with EPS legal in Austria?
Bitcoin is fully legal in Austria. Crypto platforms serving Austrian customers need authorization under the EU's MiCA regulation, supervised nationally by the Financial Market Authority (FMA), which granted Bitpanda its Austrian MiCAR license in April 2025. Since the Eco-Social Tax Reform took effect in March 2022, gains from selling crypto for fiat are taxed as capital income at a flat 27.5 percent, while swaps between cryptocurrencies are not taxable events.
How long does an EPS deposit take?
Your bank sends the merchant an electronic payment confirmation almost immediately, which is why an eps checkout completes in real time. That is the rail itself; an exchange may hold a first deposit for longer while it verifies your account.
What does it cost to buy bitcoin with EPS?
eps states there are no additional costs for the payer beyond whatever your own bank charges for an ordinary online transfer. Any fee the exchange adds on top is separate, and is shown per exchange above.