Buy bitcoin with Sofort

What is Sofort?

Sofort, or Sofortüberweisung, is an online bank transfer method owned by Klarna, which acquired SOFORT GmbH in 2014. Instead of entering card details you choose your bank, sign in with your own online banking credentials and confirm a transfer, and the merchant is notified immediately. Klarna combined it with Klarna Payments in July 2024 and retired the old standalone flow, so it now runs inside Klarna's checkout and requires a Klarna account, keeping the Sofortüberweisung name at German checkouts while other markets see it as Klarna's pay now.

Speed

Klarna says the amount leaves your bank account within moments of you confirming it, and the merchant is notified at once.

Cost

Klarna states that it charges consumers no interest and no fees for Pay now or Sofortüberweisung, so the cost of the method sits with the merchant.

Limits

Your own online banking transfer limit applies, because the payment is an ordinary transfer authorised from your bank account.

Speed and cost describe the rail itself. What an exchange adds on top varies by platform and is shown per exchange below.

Using Sofort in Germany

Sofort appears in one country guide on this site, Germany, where deposits settle in Euro (EUR). Buyers there fund exchange accounts with SEPA transfer, SEPA Instant, Credit or debit card, Klarna and others as well, and the country guide ranks the exchanges that take each one.

Buy bitcoin with Sofort in Germany