UPI on ZebPay
- Our rating
- 4.1
- Offered in
- 1 country
- Type
- Domestic bank rail
- Rail reviewed
- 2026-08-18
- Review updated
- 2026-08-23
Yes. ZebPay takes UPI in India. Transfers are real time and the service is available 24 hours a day, every day of the year, including bank holidays. By reach it is third of the 3 rails on our record for ZebPay; IMPS is offered in more countries.
What UPI is
UPI, the Unified Payments Interface, is India's instant retail payment system, launched in 2016 and operated by the National Payments Corporation of India under Reserve Bank of India regulation. It moves rupees between any two Indian bank accounts from a phone, addressed by a UPI ID or a QR code rather than by account number and IFSC code. Indian exchanges treat it as the default deposit rail for rupees.
- Speed
- Transfers are real time and the service is available 24 hours a day, every day of the year, including bank holidays.
- Cost of the rail
- UPI carries zero transaction fees for end users, on both person to person and merchant payments.
- Limits
- The ordinary UPI cap is 100,000 rupees per transaction, raised to 500,000 rupees for a few specified categories such as payments to hospitals and educational institutions, and individual banks commonly set lower daily caps.
Where ZebPay offers UPI
Each country opens the ZebPay page for that market, with its rank there and every rail it takes. The number is ZebPay's rank in that country's guide.
Asia (1)
IndiaWhat UPI costs on ZebPay
Rupee deposits are free up to 5,000 rupees and tiered above that, over UPI, IMPS or NEFT.
Country notes from our guides for this rail on ZebPay. Each links the page explaining UPI in that country.
- India
- free up to 5,000 rupees
Other ways to pay on ZebPay
2 other rails at least one country we rank ZebPay in uses, widest reach first.
Frequently asked questions
Does ZebPay accept UPI?
Yes, in India. By reach it is third of the 3 rails on our record for ZebPay; IMPS is offered in more countries. Support is decided market by market, so the country pages linked here are the exact list.
In which countries can I use UPI on ZebPay?
India, from our country guides reviewed between 2026-08-23 and 2026-08-23.
How long does a UPI deposit take on ZebPay?
Transfers are real time and the service is available 24 hours a day, every day of the year, including bank holidays. That describes the rail itself; ZebPay may hold a first deposit for longer while it verifies your account.
What does UPI cost on ZebPay?
UPI carries zero transaction fees for end users, on both person to person and merchant payments. On ZebPay's side: Rupee deposits are free up to 5,000 rupees and tiered above that, over UPI, IMPS or NEFT. Country notes: India, free up to 5,000 rupees.
Are there limits on UPI deposits?
The ordinary UPI cap is 100,000 rupees per transaction, raised to 500,000 rupees for a few specified categories such as payments to hospitals and educational institutions, and individual banks commonly set lower daily caps. Any limit ZebPay applies on top is set per account tier and shown inside the platform.