Wire transfer on River
- Our rating
- 4.6
- Offered in
- 1 country
- Type
- International wire
- Rail reviewed
- 2026-08-18
- Review updated
- 2026-08-12
Yes. River takes Wire transfer in United States. A domestic wire clears the same business day, with Fedwire open from 9pm eastern the previous calendar day until 7pm eastern and closed on weekends and Federal Reserve holidays, while a cross border wire can take several business days. By reach it is second of the 2 rails on our record for River; ACH transfer is offered in more countries.
What Wire transfer is
A wire transfer is a bank to bank push payment sent over a high value settlement system, Fedwire in the United States and its equivalents elsewhere, routed through correspondent banks when it crosses a border. There is no chargeback: once the sending bank releases it the payment is effectively final, which is why exchanges accept wires for large deposits. A cross border wire can pass through one or more intermediary banks, each able to deduct its own charge before the money arrives.
- Speed
- A domestic wire clears the same business day, with Fedwire open from 9pm eastern the previous calendar day until 7pm eastern and closed on weekends and Federal Reserve holidays, while a cross border wire can take several business days.
- Cost of the rail
- The sending bank charges a flat fee, the receiving bank often charges a second one, and intermediary banks can take more out of a cross border payment, which is why US providers must disclose the total cost and exchange rate before you send.
- Limits
- Wires carry the highest ceilings of any rail here, and in the United States a consumer can cancel an international transfer within 30 minutes of sending unless the money has already been picked up or deposited into the recipient's account.
Where River offers Wire transfer
Each country opens the River page for that market, with its rank there and every rail it takes. The number is River's rank in that country's guide.
North America (1)
United StatesOther ways to pay on River
1 other rail at least one country we rank River in uses, widest reach first.
Frequently asked questions
Does River accept Wire transfer?
Yes, in United States. By reach it is second of the 2 rails on our record for River; ACH transfer is offered in more countries. Support is decided market by market, so the country pages linked here are the exact list.
In which countries can I use Wire transfer on River?
United States, from our country guides reviewed between 2026-08-23 and 2026-08-23.
How long does a Wire transfer deposit take on River?
A domestic wire clears the same business day, with Fedwire open from 9pm eastern the previous calendar day until 7pm eastern and closed on weekends and Federal Reserve holidays, while a cross border wire can take several business days. That describes the rail itself; River may hold a first deposit for longer while it verifies your account.
What does Wire transfer cost on River?
The sending bank charges a flat fee, the receiving bank often charges a second one, and intermediary banks can take more out of a cross border payment, which is why US providers must disclose the total cost and exchange rate before you send.
Are there limits on Wire transfer deposits?
Wires carry the highest ceilings of any rail here, and in the United States a consumer can cancel an international transfer within 30 minutes of sending unless the money has already been picked up or deposited into the recipient's account. Any limit River applies on top is set per account tier and shown inside the platform.