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PayID / Osko on Digital Surge

Our rating
3.3
Status
Caution
Offered in
1 country
Type
Domestic bank rail
Rail reviewed
2026-08-18
Review updated
2026-08-23

Know before you deposit

Entered voluntary administration in 2022 after the FTX collapse trapped part of its customer assets. Creditors voted to reopen the business in 2023: balances under 250 Australian dollars were repaid in full, larger balances were repaid at 55 cents in the dollar, and the remainder is being paid out of trading profits over five years.

Yes. Digital Surge takes PayID / Osko in Australia. Australian Payments Plus says Osko payments arrive in under a minute, 24 hours a day including weekends and public holidays, although a payment can be held for security checks. By reach it is second of the 2 rails on our record for Digital Surge; Local bank transfer is offered in more countries.

What PayID / Osko is

PayID and Osko are the two consumer facing parts of Australia's New Payments Platform, the national real time bank rail operated by Australian Payments Plus. Osko is the service that actually moves money between banks, while PayID is the addressing layer that lets you send to a mobile number, email address, ABN or organisation identifier instead of a BSB and account number. More than 100 banks, credit unions and fintechs support them, and Australian exchanges use them for AUD deposits and withdrawals.

Speed
Australian Payments Plus says Osko payments arrive in under a minute, 24 hours a day including weekends and public holidays, although a payment can be held for security checks.
Cost of the rail
Pricing is set by your own bank rather than by the scheme, and Australian banks generally do not charge personal customers for an Osko or PayID payment.
Limits
Daily and per payment caps come from your own bank, not from the platform, so raise them in your banking app before a large deposit.

Every exchange that takes PayID / Osko

Where Digital Surge offers PayID / Osko

Each country opens the Digital Surge page for that market, with its rank there and every rail it takes. The number is Digital Surge's rank in that country's guide.

Oceania (1)

What PayID / Osko costs on Digital Surge

PayID and bank transfer deposits in AUD are free.

Other ways to pay on Digital Surge

1 other rail at least one country we rank Digital Surge in uses, widest reach first.

Frequently asked questions

Does Digital Surge accept PayID / Osko?

Yes, in Australia. By reach it is second of the 2 rails on our record for Digital Surge; Local bank transfer is offered in more countries. Support is decided market by market, so the country pages linked here are the exact list.

In which countries can I use PayID / Osko on Digital Surge?

Australia, from our country guides reviewed between 2026-08-23 and 2026-08-23.

How long does a PayID / Osko deposit take on Digital Surge?

Australian Payments Plus says Osko payments arrive in under a minute, 24 hours a day including weekends and public holidays, although a payment can be held for security checks. That describes the rail itself; Digital Surge may hold a first deposit for longer while it verifies your account.

What does PayID / Osko cost on Digital Surge?

Pricing is set by your own bank rather than by the scheme, and Australian banks generally do not charge personal customers for an Osko or PayID payment. On Digital Surge's side: PayID and bank transfer deposits in AUD are free.

Are there limits on PayID / Osko deposits?

Daily and per payment caps come from your own bank, not from the platform, so raise them in your banking app before a large deposit. Any limit Digital Surge applies on top is set per account tier and shown inside the platform.

Sources