PayID / Osko on CoinSpot
- Our rating
- 4.4
- Offered in
- 1 country
- Type
- Domestic bank rail
- Rail reviewed
- 2026-08-18
- Review updated
- 2026-08-23
Yes. CoinSpot takes PayID / Osko in Australia. Australian Payments Plus says Osko payments arrive in under a minute, 24 hours a day including weekends and public holidays, although a payment can be held for security checks. By reach it is third of the 4 rails on our record for CoinSpot; BPAY is offered in more countries.
What PayID / Osko is
PayID and Osko are the two consumer facing parts of Australia's New Payments Platform, the national real time bank rail operated by Australian Payments Plus. Osko is the service that actually moves money between banks, while PayID is the addressing layer that lets you send to a mobile number, email address, ABN or organisation identifier instead of a BSB and account number. More than 100 banks, credit unions and fintechs support them, and Australian exchanges use them for AUD deposits and withdrawals.
- Speed
- Australian Payments Plus says Osko payments arrive in under a minute, 24 hours a day including weekends and public holidays, although a payment can be held for security checks.
- Cost of the rail
- Pricing is set by your own bank rather than by the scheme, and Australian banks generally do not charge personal customers for an Osko or PayID payment.
- Limits
- Daily and per payment caps come from your own bank, not from the platform, so raise them in your banking app before a large deposit.
Where CoinSpot offers PayID / Osko
Each country opens the CoinSpot page for that market, with its rank there and every rail it takes. The number is CoinSpot's rank in that country's guide.
Oceania (1)
AustraliaWhat PayID / Osko costs on CoinSpot
PayID and direct bank deposits are free. BPAY costs 0.9 percent and card deposits 2.5 percent.
Other ways to pay on CoinSpot
3 other rails at least one country we rank CoinSpot in uses, widest reach first.
Frequently asked questions
Does CoinSpot accept PayID / Osko?
Yes, in Australia. By reach it is third of the 4 rails on our record for CoinSpot; BPAY is offered in more countries. Support is decided market by market, so the country pages linked here are the exact list.
In which countries can I use PayID / Osko on CoinSpot?
Australia, from our country guides reviewed between 2026-08-23 and 2026-08-23.
How long does a PayID / Osko deposit take on CoinSpot?
Australian Payments Plus says Osko payments arrive in under a minute, 24 hours a day including weekends and public holidays, although a payment can be held for security checks. That describes the rail itself; CoinSpot may hold a first deposit for longer while it verifies your account.
What does PayID / Osko cost on CoinSpot?
Pricing is set by your own bank rather than by the scheme, and Australian banks generally do not charge personal customers for an Osko or PayID payment. On CoinSpot's side: PayID and direct bank deposits are free. BPAY costs 0.9 percent and card deposits 2.5 percent.
Are there limits on PayID / Osko deposits?
Daily and per payment caps come from your own bank, not from the platform, so raise them in your banking app before a large deposit. Any limit CoinSpot applies on top is set per account tier and shown inside the platform.