Coins.ph fees
- Our rating
- 4.3
- Headline
- From 0.10% on Coins Pro
- Review updated
- 2026-08-23
Coins Pro starts at 0.10 percent maker and 0.15 percent taker, the cheapest published rates in the Philippines. The main app prices through a spread instead.
Fee schedule
- maker
- From 0.10 percent on Coins Pro
- taker
- From 0.15 percent on Coins Pro
- spread note
- The standard app prices through a spread rather than a published fee, and costs materially more than the Pro tier for the same bitcoin.
- deposit note
- Peso funding through InstaPay and PESONet bank transfers, plus cash-in at convenience stores and remittance partners.
- withdrawal note
- Pesos return to a local bank or the Coins.ph wallet; bitcoin withdrawals to self-custody are supported.
What the rails themselves cost
The scheme or the bank sets these, not Coins.ph. The 5 rails Coins.ph offers in the most countries we rank it in.
- InstaPay
- The sending institution sets the fee and the receiver is never charged, and most large Philippine banks moved their InstaPay fee for individual clients to free during July 2026 according to the BSP's fee disclosure summary.
- PESONet
- Fees are set by each sending bank or e-money issuer rather than by the scheme, so they vary by institution and channel.
- Credit or debit card
- The networks bill the merchant rather than you, but many issuers class a crypto purchase as a cash advance, and the CFPB notes that interest on a cash advance generally starts from the transaction date with no grace period.
- GCash
- GCash does not charge you to pay a merchant from your wallet balance; the cost sits on putting money in, where the fee depends on the cash in method and the sending institution.
- Over-the-counter cash at retail partners
- There is no single published rate: the outlet or the collection network sets the charge, sometimes a flat amount per payment and sometimes a percentage of it, so check what it is before you hand over the cash.
Country-specific costs
Every rail note our country guides carry for Coins.ph. The trading fee is the same everywhere; the funding rail is where the price moves.
| Country | Rail | Note |
|---|---|---|
| Philippines | GCash | no cash-in fee |
| Philippines | Over-the-counter cash at retail partners | cash-in at convenience stores and remittance counters |
How Coins.ph compares
The headline fee line from each alternative's review. Headlines hide spreads and funding fees, so open the full schedule before choosing.
| Exchange | Rating | Fees | ID check | Fee guide |
|---|---|---|---|---|
| Coins.ph | 4.3 | From 0.10% on Coins Pro | Required | |
| PDAX | 4.0 | 0.40% maker, 0.50% taker | Required | Fee guide |
| Binance | 4.2 | From 0.1% spot, maker and taker | Required | Fee guide |
Compared: PDAX and Binance, the alternatives our Coins.ph review names.
Frequently asked questions
What are Coins.ph's trading fees?
Coins Pro starts at 0.10 percent maker and 0.15 percent taker, the cheapest published rates in the Philippines. The main app prices through a spread instead.
Does Coins.ph charge deposit fees?
Peso funding through InstaPay and PESONet bank transfers, plus cash-in at convenience stores and remittance partners.
What does Coins.ph charge to withdraw bitcoin?
Pesos return to a local bank or the Coins.ph wallet; bitcoin withdrawals to self-custody are supported.
Is there a spread on Coins.ph?
The standard app prices through a spread rather than a published fee, and costs materially more than the Pro tier for the same bitcoin.
Do Coins.ph's costs differ by country?
Our country guides note 2 rail-specific costs for Coins.ph: Philippines, gcash, no cash-in fee; Philippines, over-the-counter cash at retail partners, cash-in at convenience stores and remittance counters. The trading fee itself is the same everywhere; what changes is the funding rail.
How do Coins.ph's fees compare with its alternatives?
Headline fee lines, from each review: PDAX, 0.40% maker, 0.50% taker; Binance, From 0.1% spot, maker and taker. Coins.ph's own line is From 0.10% on Coins Pro. A headline hides the spread and the funding fee, so compare the full schedules before choosing.