Buy bitcoin with Koruna bank transfer in the Czech Republic
- Status
- Legal
- Currency
- Czech koruna (CZK)
- Takes Koruna bank transfer
- 2 exchanges
- Last reviewed
- 2026-08-12
2 of the exchanges we recommend in the Czech Republic take Koruna bank transfer for funding bitcoin purchases. It is one of several rails in use here; the full picture is in the the Czech Republic guide.
What is Local bank transfer?
A local bank transfer moves money between two accounts inside a single country's own payment system, with no correspondent bank and no currency conversion. The scheme is national and different everywhere: SEPA credit transfers and SEPA Instant in the euro area, FedNow and ACH in the United States, Pix in Brazil. The BIS counts fast payment systems live in more than 100 jurisdictions, and the FedNow Service, operated by the Federal Reserve since July 2023, runs a 24 hour business day every day including weekends and holidays. For someone funding an exchange in their own currency this is normally the cheapest option.
- Speed
- Instant rails settle in seconds, and the ECB requires euro instant credit transfers to reach the payee within ten seconds, 24 hours a day, 365 days a year, while older batch transfers still take one or two business days.
- Cost
- Domestic transfers are free or close to free for consumers in most countries, and in the euro area the Instant Payments Regulation forbids charging more for an instant credit transfer than for a standard one.
- Limits
- The scheme ceiling is usually far higher than what you can actually send, because your own bank applies its own lower per transfer and daily limits on top of it.
Exchanges that take Koruna bank transfer in the Czech Republic
Ranked as in our the Czech Republic guide. Every payment method shown is verified for this exact exchange and country pairing.
- 4
Swiss bitcoin-only app with SEPA instant buys, self-custody by default, and a MiCA license covering the EEA.
- Fees
- Around 1 percent per purchase, varying by volume and tier.
- KYC
- Required
- Pay with
- SEPA transfer, Koruna bank transfer
- 7Binance4.2
The largest crypto exchange by volume: the deepest bitcoin liquidity anywhere, the lowest headline spot fee of any major platform, and quarterly proof of reserves, under a settled US case and an independent monitor.
- Fees
- Spot trading starts at 0.1% maker and taker, with a 25% discount for paying fees in BNB. Card purchases and instant buys cost more because a spread and processing fee are added.
- KYC
- Required
- Pay with
- SEPA transfer, Koruna bank transfer, Credit or debit card, Apple Pay, Google Pay
Buy on BinanceRead the Binance reviewReferral link: signing up is credited to us and may earn a commission, at no extra cost to you.
See the full how-to-buy guide for the Czech RepublicEverything about buying bitcoin with Local bank transfer
Watch: how to choose an exchange
We have not filmed a walkthrough for the Czech Republic yet, so this is our general one, from our YouTube channel @dontgetrekt. It also sits on the home page, next to the country search it starts from.
Do you need a VPN?
A VPN hides which sites you visit from the network you are on and from your internet provider, which is worth having when you move money over a connection you do not control. It does not get you past an exchange's identity checks: every platform we list verifies who you are no matter where you connect from.
If you want one, the strongest records on our list belong to NordVPN (6 independent no-logs audits, the most of any service we review), Windscribe (its no-logs claim tested in the real world 3 times) and Proton VPN (the most audited service with a free tier).
Other ways to pay in the Czech Republic
Local bank transfer in other countries
Belarus
Bosnia and Herzegovina
Gibraltar
Hungary
Isle of Man
Jersey
Liechtenstein
Moldova
Norway
Romania
Switzerland
UkraineFrequently asked questions
Which exchanges accept Koruna bank transfer in the Czech Republic?
Of the 7 exchanges we recommend in the Czech Republic, Relai, Binance accept Koruna bank transfer for funding purchases.
Is buying bitcoin with Koruna bank transfer legal in the Czech Republic?
Bitcoin is fully legal in the Czech Republic. Exchanges operate under the EU's MiCA regulation with the Czech National Bank as national supervisor, and the Czech implementation package accompanying MiCA took effect in 2025. President Petr Pavel signed a law in February 2025 exempting crypto held by individuals for more than three years from capital gains tax, one of the most holder-friendly tax rules in the EU.
How long does a Koruna bank transfer deposit take?
Instant rails settle in seconds, and the ECB requires euro instant credit transfers to reach the payee within ten seconds, 24 hours a day, 365 days a year, while older batch transfers still take one or two business days. That is the rail itself; an exchange may hold a first deposit for longer while it verifies your account.
What does it cost to buy bitcoin with Koruna bank transfer?
Domestic transfers are free or close to free for consumers in most countries, and in the euro area the Instant Payments Regulation forbids charging more for an instant credit transfer than for a standard one. Any fee the exchange adds on top is separate, and is shown per exchange above.