Buy bitcoin with Instant peso transfer (CBU/CVU) in Argentina
- Status
- Legal
- Currency
- Argentine peso (ARS)
- Takes Instant peso transfer (CBU/CVU)
- 2 exchanges
- Last reviewed
- 2026-08-20
2 of the exchanges we recommend in Argentina take Instant peso transfer (CBU/CVU) for funding bitcoin purchases. It is the rail local buyers lead with, so it is usually the cheapest and fastest way in.
What is Instant peso transfer (CBU/CVU)?
This is Argentina's immediate transfer rail, overseen by the Banco Central de la Republica Argentina (BCRA). Money moves between a CBU, the key that identifies a bank account, and a CVU, the equivalent for an account at a payment service provider such as a wallet app, and the two are fully interoperable under the BCRA's Transferencias 3.0 scheme. You send pesos by entering the recipient's CBU or CVU, or the alias mapped to it, from home banking or a wallet app.
- Speed
- Credit is immediate, within about 15 seconds under Transferencias 3.0, and the rail runs 24 hours a day, every day of the year.
- Cost
- Transfers made by end users of financial services are free by BCRA rule, so neither a bank nor a wallet may charge a commission on them.
- Limits
- The BCRA sets a daily limit per account of 15,000 UVAs for peso transfers, an inflation indexed unit rather than a fixed peso figure, and banks will raise it temporarily on request.
More about Instant peso transfer (CBU/CVU), and everywhere it works
Exchanges that take Instant peso transfer (CBU/CVU) in Argentina
Ranked as in our Argentina guide. Every payment method shown is verified for this exact exchange and country pairing.
- 1Binance4.2
The largest crypto exchange by volume: the deepest bitcoin liquidity anywhere, the lowest headline spot fee of any major platform, and quarterly proof of reserves, under a settled US case and an independent monitor.
- Fees
- Spot trading starts at 0.1% maker and taker, with a 25% discount for paying fees in BNB. Card purchases and instant buys cost more because a spread and processing fee are added.
- KYC
- Required
- Pay with
- Instant peso transfer (CBU/CVU), Credit or debit card
Buy on BinanceRead the Binance reviewReferral link: signing up is credited to us and may earn a commission, at no extra cost to you. - 4Coinmama3.9
A card-first broker that sends bitcoin straight to your own wallet instead of holding it for you.
- Fees
- A commission that varies by payment method and loyalty tier, plus a processing surcharge on card, Apple Pay, and Google Pay purchases, on top of a quoted price that includes a markup over spot. Bank transfers avoid the card surcharge.
- KYC
- Required
- Pay with
- Instant peso transfer (CBU/CVU), Credit or debit card
See the full how-to-buy guide for ArgentinaEverything about buying bitcoin with Instant peso transfer (CBU/CVU)
Watch: buying bitcoin in Argentina
From our YouTube channel @dontgetrekt, also embedded in the full Argentina guide.
Do you need a VPN?
A VPN hides which sites you visit from the network you are on and from your internet provider, which is worth having when you move money over a connection you do not control. It does not get you past an exchange's identity checks: every platform we list verifies who you are no matter where you connect from.
If you want one, the strongest records on our list belong to NordVPN (6 independent no-logs audits, the most of any service we review), Windscribe (its no-logs claim tested in the real world 3 times) and Proton VPN (the most audited service with a free tier).
Other ways to pay in Argentina
Frequently asked questions
Which exchanges accept Instant peso transfer (CBU/CVU) in Argentina?
Of the 5 exchanges we recommend in Argentina, Binance, Coinmama accept Instant peso transfer (CBU/CVU) for funding purchases.
Is buying bitcoin with Instant peso transfer (CBU/CVU) legal in Argentina?
Bitcoin is legal in Argentina and the market is now formally supervised. Law 27,739 of March 2024 created a registry of virtual asset service providers (PSAVs) run by the securities regulator CNV, and CNV General Resolution 1058/2025 added conduct, custody, and reporting rules that registered platforms must follow. Individuals may buy, hold, and sell freely; gains fall under ordinary income and personal asset tax rules.
How long does an Instant peso transfer (CBU/CVU) deposit take?
Credit is immediate, within about 15 seconds under Transferencias 3.0, and the rail runs 24 hours a day, every day of the year. That is the rail itself; an exchange may hold a first deposit for longer while it verifies your account.
What does it cost to buy bitcoin with Instant peso transfer (CBU/CVU)?
Transfers made by end users of financial services are free by BCRA rule, so neither a bank nor a wallet may charge a commission on them. Any fee the exchange adds on top is separate, and is shown per exchange above.