Bitcoin DCA calculator
Buying 100 USD of bitcoin every month since January 2020 would have cost 8,300 USD and been worth 21,203 USD on November 8, 2026. Change the amount, the frequency or the dates to see any plan.
Price history covers USD, EUR, GBP, CAD, CHF, AUD and JPY.
- Worth now
- 21,203 USD
- Invested
- 8,300 USD (83 purchases)
- Return
- +155.5%
- Bitcoin bought
- 0.2832285 BTC (28,322,850 sats)
- Average price paid
- 29,305 USD
- Same money, all on the first date
- 77,253 USD (+830.8%)
Prices are weekly closes from mempool.space.
Rate as of November 8, 2026. Fetching the live rate.
100 USD a month, by starting year
Each row buys the same amount on the first weekly close of every month, from January of that year to November 8, 2026, and values the bitcoin at that day's price.
| Started | Invested | Bitcoin bought | Worth | Return |
|---|---|---|---|---|
| 2014 | 15,500 USD | 10.3277 | 773,139 USD | +4,888% |
| 2015 | 14,300 USD | 7.9993 | 598,833 USD | +4,088% |
| 2016 | 13,100 USD | 3.5402 | 265,021 USD | +1,923% |
| 2017 | 11,900 USD | 1.2436 | 93,099 USD | +682% |
| 2018 | 10,700 USD | 0.6486 | 48,552 USD | +354% |
| 2019 | 9,500 USD | 0.4761 | 35,640 USD | +275% |
| 2020 | 8,300 USD | 0.2832 | 21,203 USD | +155% |
| 2021 | 7,100 USD | 0.1634 | 12,236 USD | +72% |
| 2022 | 5,900 USD | 0.1369 | 10,247 USD | +74% |
| 2023 | 4,700 USD | 0.0916 | 6,859 USD | +46% |
| 2024 | 3,500 USD | 0.0466 | 3,490 USD | 0% |
| 2025 | 2,300 USD | 0.0267 | 2,002 USD | -13% |
What dollar-cost averaging is
Dollar-cost averaging (DCA) means buying a fixed amount on a schedule, whatever the price. Each purchase buys more bitcoin when the price is low and less when it is high, so the average price paid lands between the highs and the lows. People who buy this way call it stacking sats.
How it works
The calculator buys your amount on every weekly close in the period, or on the first weekly close of each month. Each purchase adds amount ÷ price bitcoin. The total is valued at the live price when the page has it, otherwise at the snapshot. It charges no fees, so subtract your exchange's fee from each purchase to compare.
Frequently asked questions
What is a bitcoin DCA calculator?
It shows what buying a fixed amount of bitcoin every week or month would have cost and what it would be worth now, using the real price on each purchase date.
Is it better to buy bitcoin weekly or monthly?
From January 2020 to November 8, 2026, buying weekly returned +156.2% and buying monthly returned +155.5%. Over long periods the two land close together, because both average across many prices.
Bitcoin DCA vs lump sum: which is better?
It depends on the path the price takes. For money spread from January 2020 until now, DCA returned +155.5%; the same total invested at once in January 2020 returned +830.8%. A lump sum wins when the price mostly rises afterwards, and DCA tends to win when it falls first. Neither result predicts what comes next.
Does the DCA calculator include fees?
No. Fees differ by exchange and payment method, so the calculator shows the result before fees. Your country guide lists what each exchange charges.
More bitcoin tools
- Bitcoin converterConvert any amount of BTC into any currency, or back, at the live rate.
- Satoshi converterTurn sats into bitcoin and money, and see what one satoshi is worth.
- Bitcoin price historyLook up the bitcoin price on any day since 2010, plus every year's highs and lows.
- Investment calculatorWhat an amount bought on any date is worth today, and its annual return.
- Profit calculatorProfit, return and break-even price on a trade, fees included.
- Retirement calculatorMonthly buying, growth rates you choose, and how many years of spending the stack covers.
- Power lawBitcoin's long-term trend line, its corridor, and where today's price sits against them.
- Rainbow chartNine colored bands around the long-term trend, and the band bitcoin is in today.
- Fee estimatorCurrent network fees in sat/vB and what a typical transaction costs at each speed.
- Address checkerCheck that a bitcoin address is valid and see its type and network, in your browser.
- Mining calculatorBitcoin and profit per day for any miner, from hashrate, power and electricity price.
- Average cost calculatorYour average buy price across several purchases, and the profit or loss at today's price.
- Price target calculatorWhat your bitcoin is worth at a price you choose, and what a money goal takes.
- Savings calculatorHow much bitcoin a share of your income buys each month, year and day.
- Stack sats calculatorHow long a fixed purchase takes to reach a bitcoin goal, and what it costs.
- Bitcoin loan calculatorLoan-to-value, margin-call and liquidation prices for a loan against your bitcoin.
- Liquidation calculatorThe liquidation price of a leveraged long or short, and the profit at an exit price.
- Bitcoin drawdown trackerEvery fall of 50% or more from a peak, and how far the price is below its high today.
- Bitcoin Pizza Day calculatorWhat the 10,000 bitcoin paid for two pizzas in 2010 is worth today and on every Pizza Day.
- Sats per dollarHow many satoshis one dollar, euro or any other currency buys at today's price.
- Bitcoin volatilityRealized volatility over 30, 90 or 365 days, where it sits in its history, and each year's reading.
- Bitcoin supplyCoins issued so far, coins left to mine, daily issuance and the supply on a date you choose.
- Halving countdownWhen the block reward next halves, counted down block by block.
- Bitcoin in every currencyA page for each currency, with a conversion table and where to buy.
These tools are for information, not financial advice. An exchange quotes its own price, which includes its spread and fees.
Sources
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