Buy bitcoin with Elixir

What is Elixir?

Elixir is Poland's standard interbank transfer system for the zloty, operated since 1994 by Krajowa Izba Rozliczeniowa (KIR), the national clearing house. Orders can be sent to it at any time, but banks settle them on a net basis in three sessions each working day, with final settlement through the National Bank of Poland's SORBNET2 system. It carries ordinary transfers, tax payments and direct debits, and it is what a Polish bank sends when you do not pick the instant option: Express Elixir is the instant sibling and Euro Elixir handles euro.

Speed

Not instant: KIR runs three sessions per working day, starting at 09:30, 13:30 and 16:00, so a transfer sent after the last one arrives the next working day.

Cost

KIR bills the participating banks rather than you, so what you pay comes from your own bank's tariff, where a standard zloty transfer is commonly included with the account.

Limits

Sessions run Monday to Friday only and skip public holidays, so a Friday evening transfer is not settled until Monday.

Speed and cost describe the rail itself. What an exchange adds on top varies by platform and is shown per exchange below.

Using Elixir in Poland

Elixir appears in one country guide on this site, Poland, where deposits settle in Polish zloty (PLN). Buyers there fund exchange accounts with Express Elixir, BLIK, Credit or debit card, SEPA transfer as well, and the country guide ranks the exchanges that take each one.

Buy bitcoin with Elixir in Poland