Luno in Indonesia
- Rank in Indonesia
- #5 of 6
- Bitcoin in Indonesia
- Legal
- Our rating
- 4.0
- Review updated
- 2026-08-12
Yes. Luno serves Indonesia and ranks fifth of the 6 exchanges in our Indonesia guide, on fees, security record and local payment support. Here it takes Rupiah bank transfer (virtual account); Rupiah bank transfer (virtual account) is the rail local buyers lead with. Instant buys include a spread; the Luno Exchange order book charges lower maker-taker fees. Identity verification is required in every market.
How to pay on Luno in Indonesia
The deposit rails Luno offers to buyers in Indonesia, from our Indonesia guide reviewed 2026-08-23. Each one links to how that rail works here.
What Luno charges, and what it asks for
Instant buys include a spread; the Luno Exchange order book charges lower maker-taker fees. Deposit costs vary by country and method.
- spread note
- Instant buys include a spread; the Luno Exchange order book charges lower maker-taker fees.
- deposit note
- Local deposit methods and costs vary by market; bank transfers are typically low cost.
- withdrawal note
- Bitcoin withdrawals pay a network fee in active markets; EU customers can no longer withdraw crypto to self-custody and must sell before the wind-down deadline.
Identity verification
Required. Identity verification is required in every market.
Is bitcoin legal in Indonesia?
Bitcoin is legal in Indonesia as a tradable digital financial asset, but it is banned as a means of payment: the rupiah is the only legal tender. Supervision transferred from the commodities regulator Bappebti to the Financial Services Authority (OJK) on 10 January 2025 under Government Regulation 49 of 2024, folding crypto into the formal financial sector. Since 1 August 2025, Ministry of Finance Regulation 50/2025 removed VAT on crypto trades and set a final income tax of 0.21 percent on transactions through licensed domestic platforms.
Every exchange we rank in Indonesia
Ranked by our editorial review of fees, security record and local payment support. Rankings are never sold.
| # | Exchange | Rating | Fees | ID check | Pays with |
|---|---|---|---|---|---|
| 1 | Indodax | 4.2 | Pro 0.10% maker, 0.20% taker | Required | Rupiah bank transfer (virtual account), GoPay, OVO, DANA |
| 2 | Pintu | 4.1 | Pro 0.12% maker, 0.17% taker | Required | Rupiah bank transfer (virtual account) |
| 3 | Tokocrypto | 4.1 | About 0.1% maker, 0.2% taker | Required | Rupiah bank transfer (virtual account) |
| 4 | Reku | 3.9 | No rupiah withdrawal fee | Required | Rupiah bank transfer (virtual account) |
| 5 | LunoThis page | 4.0 | Spread on instant buys | Required | Rupiah bank transfer (virtual account) |
| 6 | CEX.IO | 4.0 | Maker-taker; card costs more | Required | Credit or debit card |
Frequently asked questions
Is Luno available in Indonesia?
Yes. Luno ranks fifth of the 6 exchanges in our Indonesia guide, ranked on fees, security record and local payment support. Here it takes Rupiah bank transfer (virtual account); Rupiah bank transfer (virtual account) is the rail local buyers lead with. Our Indonesia guide was last reviewed 2026-08-23 and the Luno review on 2026-08-12.
What payment methods does Luno accept in Indonesia?
In Indonesia, Luno takes Rupiah bank transfer (virtual account). These are the localized rails from our Indonesia guide, not the platform's global list.
What does Luno charge?
Instant buys include a spread; the Luno Exchange order book charges lower maker-taker fees. Deposit costs vary by country and method.
Does Luno require identity verification?
Yes. Identity verification is required in every market. Our record marks this as the platform's own policy rather than a Indonesia rule, so it applies wherever Luno operates.
Is bitcoin legal in Indonesia?
Bitcoin is legal in Indonesia as a tradable digital financial asset, but it is banned as a means of payment: the rupiah is the only legal tender. Supervision transferred from the commodities regulator Bappebti to the Financial Services Authority (OJK) on 10 January 2025 under Government Regulation 49 of 2024, folding crypto into the formal financial sector.
Luno elsewhere in Asia
Luno ranks in 5 countries on this site. the review lists all of them.
Sources
- Luno help: guidance for customers in regions where Luno will no longer provide service
- CryptoTicker: Luno EU exit deadlines
- BitKE: Luno Nigeria admitted to the SEC regulatory incubation programme
- TechCentral: Luno cutting a fifth of its workforce
- OJK: Bappebti transfers regulation and supervision of crypto assets to OJK and BI
- SSEK Law Firm: from Bappebti to OJK, Indonesia's crypto regulation just changed
- KPMG: Indonesia updated tax rates for cryptoasset transactions


