CoinJar fees
- Our rating
- 4.3
- Headline
- From 0.10% on the exchange
- Review updated
- 2026-08-23
CoinJar Exchange charges makers from 0.04 percent and takers from 0.10 percent; the consumer app charges around 1 percent. PayID, Osko and bank deposits are free.
Fee schedule
- maker
- From 0.04 percent on CoinJar Exchange
- taker
- From 0.10 percent on CoinJar Exchange
- spread note
- The consumer app charges roughly 1 percent for the same trade, so use the exchange screen for anything sizeable.
- deposit note
- PayID, Osko and BSB and account-number bank transfers in AUD are free.
- withdrawal note
- AUD withdrawals to an Australian bank account are free.
What the rails themselves cost
The scheme or the bank sets these, not CoinJar. The 3 rails CoinJar offers in the most countries we rank it in.
- Local bank transfer
- Domestic transfers are free or close to free for consumers in most countries, and in the euro area the Instant Payments Regulation forbids charging more for an instant credit transfer than for a standard one.
- PayID / Osko
- Pricing is set by your own bank rather than by the scheme, and Australian banks generally do not charge personal customers for an Osko or PayID payment.
- Credit or debit card
- The networks bill the merchant rather than you, but many issuers class a crypto purchase as a cash advance, and the CFPB notes that interest on a cash advance generally starts from the transaction date with no grace period.
How CoinJar compares
The headline fee line from each alternative's review. Headlines hide spreads and funding fees, so open the full schedule before choosing.
| Exchange | Rating | Fees | ID check | Fee guide |
|---|---|---|---|---|
| CoinJar | 4.3 | From 0.10% on the exchange | Required | |
| Independent Reserve | 4.5 | From 0.5%, free bank funding | Required | Fee guide |
| CoinSpot | 4.4 | 0.1% market, 1% instant buy | Required | Fee guide |
Compared: Independent Reserve and CoinSpot, the alternatives our CoinJar review names.
Frequently asked questions
What are CoinJar's trading fees?
CoinJar Exchange charges makers from 0.04 percent and takers from 0.10 percent; the consumer app charges around 1 percent. PayID, Osko and bank deposits are free.
Does CoinJar charge deposit fees?
PayID, Osko and BSB and account-number bank transfers in AUD are free.
What does CoinJar charge to withdraw bitcoin?
AUD withdrawals to an Australian bank account are free.
Is there a spread on CoinJar?
The consumer app charges roughly 1 percent for the same trade, so use the exchange screen for anything sizeable.
How do CoinJar's fees compare with its alternatives?
Headline fee lines, from each review: Independent Reserve, From 0.5%, free bank funding; CoinSpot, 0.1% market, 1% instant buy. CoinJar's own line is From 0.10% on the exchange. A headline hides the spread and the funding fee, so compare the full schedules before choosing.